Pennsylvania Hard Money Lending

DoHardMoney can typically lend up to 70% of the After Repair Value when you finance with one of our Pennsylvania hard money loans. We’ve created loan programs for Real Estate Investors, both experienced and new. We know you want to be able to close quickly, so our processes can close in as little as 15 business days. We can help you purchase, rehab and flip your PA deal.

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Fix and Flip – Refinance – Buy and Hold – New Construction
  • No Experience Required

  • No Minimum Credit Score

  • Interest rates starting at 7.99%

  • Loans from $50k – $5M

  • No prepayment penalty

  • Up to 100% advance on rehab costs

  • Up to 100% advance on purchase price

  • Lend up to 70% of ARV

  • 5 – 12 month loan terms

  • Extensions available

Pennsylvania hard money

I feel that any question that I may have or any assistance that I need, they will fully help me. DoHardMoney.com helped me push for my goals…I love that!

Roderick R, Philadelphia, PA

Pennsylvania Hard Money Loan Terms

Due to excellent market conditions, we are able to offer state-specific loan terms for the state of Pennsylvania.

Multiple Deals

Yes. We allow you to do 3 deals at a time, enabling you to stay busy and rake in even more profit at a faster pace.


Many other lenders either won’t lend to you or will jack up their prices unless you have prior experience, but we’re all making profitable real estate investing accessible to anyone.

Credit Score
NONE (No Judgements/Get Credit Partner)

None. A bad credit score will affect your points and interest, but because we lend on the property’s after repair value it won’t keep you from getting a loan

Interest Rate
7.99-15%+ (Annual)

Our interest rates of 7.99-15%+ annually fall pretty middle of the road. We are not the cheapest, nor the most expensive, but our 100% financing options allow you to leverage our money.

Purchase Price

We will cover 75-100% of the purchase price.

Advance on Rehab Costs

We will provide 50-100% advances on rehab costs.

After Repair Value

We lend up to 70% of the ARV. We will fund everything but earnest money as long as it fits within 70% of the ARV.

Property Type
Single Family Residences, Duplex, Multi Family

We will lend on a variety of different properties including single family residences, duplexes and multi-family.

Pre-Payment Penalty

With no pre-payment penalty, fixing and flipping the property in a shorter amount of time can only deepen your pockets.


Loan extensions are available for those that need it.

Loan Size

Our loan amount ranges from $50,000 to $5,000,000. For the markets we currently lend in, we’ve found that this covers all areas of profitable real estate investing.

Loan Term
5-12 Months

The default loan term is set at 5-12 months, but we do allow for extensions if you need more time.


Yes. With traditional lenders limited to strict loan parameters, we focus on equity over borrower financials. This gives you the liquidity needed for your individual situation.

Fix and Flip

Fix and flip options are available.


Rental options are available.


Construction is available.

Pennsylvania Real Estate Market Statistics (2015)

Pennsylvania is not only a state filled with beautiful landmarks and historic sites; it is also one of the most solid states in the U.S. for real estate investments. Listed in RealtyTrac as the top state to fix-and-flip homes, Pennsylvania has seen an increase of 12% in flipped homes and 2.9% in home value over the past year. One of the hottest states in real estate investment, Pennsylvania has topped the Best Cities to Flip lists with Reading, Philadelphia and Pittsburgh leading every survey. Pennsylvania suffered almost no losses during the recession and has proven to be a solid state in which to invest. Take advantage of these incredibly lucrative cities by investing in Pennsylvania properties today.

Housing Units
Number of Flips
% Change in Flips

Purchase Price

National Average: $188,900
Pennsylvania Metro Areas: $179,000

Gross Margin

National Average: $55,000
Pennsylvania Metro Areas: $61,000

Number of Houses Flipped

National Average: 179,778
Pennsylvania Metro Areas: 9,251

% Change in Houses Flipped

National Average: 0.2%
Pennsylvania Metro Areas: 12%

Pennsylvania Hard Money Opportunities

Be sure to check out all of our testimonials and reviews!

Are You Ready to Get  Financing on Your Next Pennsylvania Deal?