Hard Money Lenders in NC

Charlotte, Greensboro, Fayetteville and more!
House flipping is possible even for new investors
Poor credit won’t keep you from getting funded
Zero cash to close, 100% financing, is possible with qualifying deals

Hard Money Lenders in NC for House Flipping & More

N.C. Property Under Contract?

Looking for a North Carolina hard money loan so that you can invest there? We fund great deals throughout the state, qualifying deals are part of many markets in N. C.

Hard Time Finding Properties?

Finding the deeply discounted properties necessary to do a profitable flip is not just a matter of jumping on the MLS or even calling an agent. This is often the hurdle that discourages many new investors, they don’t understand how to find and recognize the right kind of property. We have so many expert solutions, webinars and curriculum that gives you many strategies to try and see what works in your market and resources.

New Investors Can Get The Right Start Here

As one of the few lenders who will fund flips for new investors we are uniquely positioned to understand the specifics of what trips them up, holds them back, and keeps them from succeeding. We’ve taken all that insight and put it into our Find-Fund-Flip System, so you can benefit ant get off to a great start. Oh, and we will fund your deal too!

If you’re anxious to invest in profitable opportunities in North Carolina, Do Hard Money is pleased to offer direct funding to help your investments prove successful.
Do Hard Money will approve your asset-based loan completely by assessing the property not you as the borrower. A true hard money lender will base your loan approval on the investment property and the overall quality of the deal. Once we’ve evaluated the property, the LTV (loan to value) ratio of the deal will determine your loan amount. This loan amount, combined with our gap funding resources, can make it possible for you to get 100% Financing on your deal.

North Carolina Hard Money Direct Lending Terms

What Kind of Funding Is Available?

  • Up to 100% Financing Available
  • We fund up to 70% of the ARV
  • Minimum ARV of $70,000
  • No minimum loan amount
  • Maximum loan amount $250,000
  • Loan term 5 months

What Will It Cost?

  • Interest starting at 1.25% per month
  • Origination starting at 5.5%
  • No monthly payments
  • No and low cash to close options available
  • Gap financing allowed
  • No pre-payment penalty

Why Use DoHardMoney?

  • Full disclosure at time of loan offer
  • Proprietary foreclosure protection
  • No experience required
  • No minimum credit score required
  • Simultaneous deals allowed

I Have Bad Credit, Can I Still Get a N.C. House Flipping Loan?

Happily that is something that we can do when you enrollin our Find-Fund-Flip System. This proven system has helped people reachn their goals and learn the right way to flip a house, with or without bad credit.

*North Carolina hard money loans are available on qualifying deals only. DHM does not guarantee that each or any particular deal funded will result in profit.

North Carolina House Flipping Loans
  • New investors, or those with bad credit, will be able to utilize our Find-Fund-Flip System to get low or no cash to close and no monthly payments.

  • Experienced investors have a wide variety of North Carolina investment loan options to help them complete a successful fix and flip deal.

  • Loan based on after repair value

N.C. Investment Property Refinance Loans
  • Options for both new/experienced investors

  • Cash out or no cash out depending on needs

  • 50%-65% ARV depending on property

North Carolina Rental Loans
  • We require real estate investing experience for these loans. You’ll need to currently own at least one rental property to qualify.

  • 1-4 unit properties

  • Up to 80% LTV

Recently Funded Deals

North Carolina Real Estate Market Statistics (2015)

The epitome of Southern charm, North Carolina is a beautiful state sporting both the Appalachian Mountain range and a gorgeous Atlantic coastal plain. North Carolina has both great natural beauty and intriguing history, as Blackbeard’s ship the Queen Anne’s Revenge wrecked along the state’s coast in 1718. Home flips in North Carolina have become more popular, rising 7% in the past year. North Carolina is currently the hotbed of real estate success. According to the Wells Fargo Economic Outlook, “Charlotte and Raleigh lead the state in home appreciation and sales volume from 2010 to the current date.” The healthy housing market is attracting young professionals and family demographics and as a result, investments in North Carolina hold a proven track record for success.

Housing Units
Number of Flips
% Change in Flips

Purchase Price

National Average: $294,600
North Carolina Metro Areas: $197,025

Gross Margin

National Average: $55,000
North Carolina Metro Areas: $42,750

Number of Houses Flipped

National Average: 179,778
North Carolina Metro Areas: 8,891

% Change in Houses Flipped

National Average: 0.2%
North Carolina Metro Areas: 7%

Do Hard Money Lenders in NC Offer 100% Financing?

Do Hard Money does! Our 100% Financing is what you’re really looking for- 100% of the property purchase, 100% of the rehab costs and 100% of the loan costs funded.

About Hard Money Loans in North Carolina

If you know that a burger “all the way” means chili, slaw, mustard and onions, youre probably from North Carolina. Likewise, if you know that bridge loans, private money loans and hard money loans are all the same type of loan, then youve probably been around the block with real estate investing.

DoHardMoney is a true hard money lender. That means we lend solely on the profit potential of the subject property. We investigate the deal, never the borrower. We dont even check your credit score to approve your loan. If the deal is good, our money is all yours.

For North Carolina investment properties, well lend up to 65% of the after repair value of the property. 70% if your deal is a super deal. However the numbers fall, we can help you cover the gap in that loan to value ratio by 100% financing your deal with our gap funding options.

Come to us when you need North Carolina hard money loans for your residential rehab or home refinance.

Real Estate Investing in North Carolina

In addition to living through Hurricane Ivan, North Carolina REIs have also lived through . . . no, beaten into submission the recession market. Real estate investing markets are still going strong in NC, but the states overall population and economic growth continues to power on as well.

We lend our lending services for fix and flips and other investment deals in the following high performance North Carolina cities and counties:

Albemarle, Almance County, Apex, Archdale, Asheboro, Asheville, Belmont, Black Mountain, Boone, Brevard, Burlington, Carrboro, Cary, Chapel Hill, Charlotte, Christmas Town, Clayton, Clemmons, Clinton, Concord, Conover, Cornelius, Cumberland County, Davidson, Dunn, Durham, Eden, Elizabeth City, Elon College, Fayetteville, Forest City, Forsyth County, Fort Bragg, Garner, Gastonia, Goldsboro, Graham, Greensboro, Greenville, Guilford County, Hamlet, Havelock, Henderson, Hendersonville, Hickory, High Point, Holly Springs, Hope Mills, Huntersville, Indian Trail, Jacksonville, Jones County, Kannapolis, Kernersville, Kings Grant, Kings Mountain, Kinston, North Carolina, Laurinburg, Lenoir, Lewisville, Lexington, Lincolnton, Lumberton, Masonboro, Matthews, McAdenville, Mebane, Mint Hill, Monroe, Moore County, Mooresville, Morehead City, Morganton, Mount Airy, Mount Holly, Murraysville, Myrtle Grove, New Bern, Newton, Oak Island, Onslow County, Oxford, Pinehurst, Piney Green, Raleigh, Reidsville, Roanoke Rapids, Rockingham, Rocky Mount, Roxboro, Salisbury, Sanford, Siler City, Smithfield, Southern Pines, Spring Lake, St. Stephens, Statesville, Summerfield, Tarboro, Thomasville, Trinity, Wake County, Wake Forest, Washington, Waynesville, Weddington, Wilmington, Wilson, Winston-Salem and many more.