Hard Money Lenders in NC
Charlotte, Greensboro, Fayetteville and more!
House flipping is possible even for new investors
Poor credit won’t keep you from getting funded
Zero cash to close, 100% financing, is possible with qualifying deals
If you’re anxious to invest in profitable opportunities in North Carolina, Do Hard Money is pleased to offer direct funding to help your investments prove successful.
Do Hard Money will approve your asset-based loan completely by assessing the property not you as the borrower. A true hard money lender will base your loan approval on the investment property and the overall quality of the deal. Once we’ve evaluated the property, the LTV (loan to value) ratio of the deal will determine your loan amount. This loan amount, combined with our gap funding resources, can make it possible for you to get 100% Financing on your deal.
North Carolina Hard Money Direct Lending Terms
What Kind of Funding Is Available?
Up to 100% Financing Available
We fund up to 70% of the ARV
Minimum ARV of $70,000
No minimum loan amount
Maximum loan amount $250,000
Loan term 5 months
What Will It Cost?
Interest starting at 1.25% per month
Origination starting at 5.5%
No monthly payments
No and low cash to close options available
Gap financing allowed
No pre-payment penalty
Why Use DoHardMoney?
Full disclosure at time of loan offer
Proprietary foreclosure protection
No experience required
No minimum credit score required
Simultaneous deals allowed
I Have Bad Credit, Can I Still Get a N.C. House Flipping Loan?
Happily that is something that we can do when you enrollin our Find-Fund-Flip System. This proven system has helped people reachn their goals and learn the right way to flip a house, with or without bad credit.
*North Carolina hard money loans are available on qualifying deals only. DHM does not guarantee that each or any particular deal funded will result in profit.
North Carolina House Flipping Loans
New investors, or those with bad credit, will be able to utilize our Find-Fund-Flip System to get low or no cash to close and no monthly payments.
Experienced investors have a wide variety of North Carolina investment loan options to help them complete a successful fix and flip deal.
Loan based on after repair value
N.C. Investment Property Refinance Loans
Options for both new/experienced investors
Cash out or no cash out depending on needs
50%-65% ARV depending on property
North Carolina Real Estate Market Statistics (2015)
The epitome of Southern charm, North Carolina is a beautiful state sporting both the Appalachian Mountain range and a gorgeous Atlantic coastal plain. North Carolina has both great natural beauty and intriguing history, as Blackbeard’s ship the Queen Anne’s Revenge wrecked along the state’s coast in 1718. Home flips in North Carolina have become more popular, rising 7% in the past year. North Carolina is currently the hotbed of real estate success. According to the Wells Fargo Economic Outlook, “Charlotte and Raleigh lead the state in home appreciation and sales volume from 2010 to the current date.” The healthy housing market is attracting young professionals and family demographics and as a result, investments in North Carolina hold a proven track record for success.
Number of Houses Flipped
% Change in Houses Flipped
Do Hard Money Lenders in NC Offer 100% Financing?
Do Hard Money does! Our 100% Financing is what you’re really looking for- 100% of the property purchase, 100% of the rehab costs and 100% of the loan costs funded.
About Hard Money Loans in North Carolina
If you know that a burger “all the way” means chili, slaw, mustard and onions, youre probably from North Carolina. Likewise, if you know that bridge loans, private money loans and hard money loans are all the same type of loan, then youve probably been around the block with real estate investing.
DoHardMoney is a true hard money lender. That means we lend solely on the profit potential of the subject property. We investigate the deal, never the borrower. We dont even check your credit score to approve your loan. If the deal is good, our money is all yours.
For North Carolina investment properties, well lend up to 65% of the after repair value of the property. 70% if your deal is a super deal. However the numbers fall, we can help you cover the gap in that loan to value ratio by 100% financing your deal with our gap funding options.
Come to us when you need North Carolina hard money loans for your residential rehab or home refinance.
Real Estate Investing in North Carolina
In addition to living through Hurricane Ivan, North Carolina REIs have also lived through . . . no, beaten into submission the recession market. Real estate investing markets are still going strong in NC, but the states overall population and economic growth continues to power on as well.
We lend our lending services for fix and flips and other investment deals in the following high performance North Carolina cities and counties:
Albemarle, Almance County, Apex, Archdale, Asheboro, Asheville, Belmont, Black Mountain, Boone, Brevard, Burlington, Carrboro, Cary, Chapel Hill, Charlotte, Christmas Town, Clayton, Clemmons, Clinton, Concord, Conover, Cornelius, Cumberland County, Davidson, Dunn, Durham, Eden, Elizabeth City, Elon College, Fayetteville, Forest City, Forsyth County, Fort Bragg, Garner, Gastonia, Goldsboro, Graham, Greensboro, Greenville, Guilford County, Hamlet, Havelock, Henderson, Hendersonville, Hickory, High Point, Holly Springs, Hope Mills, Huntersville, Indian Trail, Jacksonville, Jones County, Kannapolis, Kernersville, Kings Grant, Kings Mountain, Kinston, North Carolina, Laurinburg, Lenoir, Lewisville, Lexington, Lincolnton, Lumberton, Masonboro, Matthews, McAdenville, Mebane, Mint Hill, Monroe, Moore County, Mooresville, Morehead City, Morganton, Mount Airy, Mount Holly, Murraysville, Myrtle Grove, New Bern, Newton, Oak Island, Onslow County, Oxford, Pinehurst, Piney Green, Raleigh, Reidsville, Roanoke Rapids, Rockingham, Rocky Mount, Roxboro, Salisbury, Sanford, Siler City, Smithfield, Southern Pines, Spring Lake, St. Stephens, Statesville, Summerfield, Tarboro, Thomasville, Trinity, Wake County, Wake Forest, Washington, Waynesville, Weddington, Wilmington, Wilson, Winston-Salem and many more.