Missouri Hard Money Lending

Missouri real estate investors, you’ve landed at the right place. DoHardMoney has programs that will help you close quickly (as quickly as 15 business days) while typically funding as much as 70% of the ARV!. We love working with real estate investors. We have loan programs designed especially for new investors to help them successfully complete their first fix and flip rehab investment. We love helping with Wholesale deals! Experienced investors can take advantage of our variety of loan programs for buy and hold investments and new construction. We have the option to help you with your next deal! Give us a call

Fix and Flip – Refinance – Buy and Hold – New Construction
  • No Experience Required

  • No Minimum Credit Score

  • Interest rates starting at 7.99%

  • Loans from $50k – $5M

  • No prepayment penalty

  • Up to 100% advance on rehab costs

  • Up to 100% advance on purchase price

  • Lend up to 70% of ARV

  • 5 – 12 month loan terms

  • Extensions available

Everything is great so far. Signed my first contract, now waiting on sellers to sign. I’m excited and ready to change my way of life thanks to DoHardMoney.com

Jeff C, Morris, IL

Missouri Hard Money Loan Terms

Due to excellent market conditions, we are able to offer state-specific loan terms for the state of Missouri. What kind of deal do you have? We love fix and flip rehab projects and refinances. We can even help experienced investors with funding for rental properties.

Multiple Deals

Yes. We allow you to do 3 deals at a time, enabling you to stay busy and rake in even more profit at a faster pace.


Many other lenders either won’t lend to you or will jack up their prices unless you have prior experience, but we’re all making profitable real estate investing accessible to anyone.

Credit Score
NONE (No Judgements/Get Credit Partner)

None. A bad credit score will affect your points and interest, but because we lend on the property’s after repair value it won’t keep you from getting a loan

Interest Rate
7.99-15%+ (Annual)

Our interest rates of 7.99-15%+ annually fall pretty middle of the road. We are not the cheapest, nor the most expensive, but our 100% financing options allow you to leverage our money.

Purchase Price

We will cover 75-100% of the purchase price.

Advance on Rehab Costs

We will provide 50-100% advances on rehab costs.

After Repair Value

We lend up to 70% of the ARV. We will fund everything but earnest money as long as it fits within 70% of the ARV.

Property Type
Single Family Residences, Duplex, Multi Family

We will lend on a variety of different properties including single family residences, duplexes and multi-family.

Pre-Payment Penalty

With no pre-payment penalty, fixing and flipping the property in a shorter amount of time can only deepen your pockets.


Loan extensions are available for those that need it.

Loan Size

Our loan amount ranges from $50,000 to $5,000,000. For the markets we currently lend in, we’ve found that this covers all areas of profitable real estate investing.

Loan Term
5-12 Months

The default loan term is set at 5-12 months, but we do allow for extensions if you need more time.


Yes. With traditional lenders limited to strict loan parameters, we focus on equity over borrower financials. This gives you the liquidity needed for your individual situation.

Fix and Flip

Fix and flip options are available.


Rental options are available.


Construction is available.

Missouri Real Estate Market Statistics (2015)

Missouri overflows with gorgeous natural landscapes, mountainous regions and historical sites. The starting points for the Pony Express, Santa Fe Trail and the Oregon Trail were all located in Missouri. Missouri is home to two large, exciting cities (Kansas City and St. Louis), as well as many other smaller, charming towns people love to call home. Home values have risen 4.9% in Missouri over the past year. The current real estate market shows a need for home listings, making the opportunities ripe for investors to make a tidy profit on fix and flip properties. Most homes listed will receive multiple offers and can be sold within a few days for higher margins. Jump on these opportunities to make an excellent return on your investment in Missouri properties.

Housing Units
Number of Flips
% Change in Flips

Purchase Price

National Average: $188,900
Missouri Metro Areas: $154,900

Gross Margin

National Average: $55,000
Missouri Metro Areas: $49,589

Number of Houses Flipped

National Average: 179,778
Missouri Metro Areas: 2,359

% Change in Houses Flipped

National Average: 0.2%
Missouri Metro Areas: 0%

Additional Opportunities

Missouri Real Estate Funding

Are You Ready to Get Financing on Your Next Deal?