Hard Money Lenders in Michigan 

Hard money loans for Michigan investments
Need low cash to close? We can do that!
We can work with poor or bad credit
Terms for both new and seasoned Michigan fix and flip investors

Michigan Hard Money Loans For Fix and Flips and More!

Michigan Property Under Contract?

Detroit hard money loans, funding for qualified deals all throughout the state. Michigan hard money loans are available for new and experienced investors. Do you have a property already under contract? We want to take a look at your deal to see for which of our funding options it might qualify and how we can help you move forward. Apply Here.

Build Your Business On The Right Foundation

There is a mountain of information available to new investors- too much if you want to actually make any headway. How do you start? You want to take your own skill set, budget and available time into account to develop the right approach. Our Find-Fund-Flip System will do that for you, cut through the noise and give you actionable steps that will take you to your goals!

Save Time By Finding GREAT Deals, Not Good Ones

We have game changing software that not only helps you not only find the deeply discounted and distressed properties you need to make a profit, but it can also put you in contact with the seller and help you plan the rehab. Cool, right?

Plymouth, Michigan Hard Money Loan Funded Deal

Anthony D. found a beautifully unique, historic home in Plymouth, MI. He found this home, built in 1890, located close to downtown Plymouth with access to shopping and community activities. Anthony knew with the right rehab, he could make an excellent profit on this property. He came to Do Hard Money and we funded 100% of the property purchase price and rehab costs.

Anthony performed a gorgeous rehab on this home. First, he added beautiful wood paneling to the den. He also converted the upstairs bedrooms into suites with a master bathroom and adjoining sitting room. Anthony then added dark, hard wood flooring throughout the home. Finally, he completely renovated the kitchen with new cabinets, granite counter tops and stainless steel appliances. As a result of his excellent efforts, Anthony netted an overall estimated profit of $78,118 on this property.

michigan hard money loan

Michigan Hard Money Loan Terms for House Flipping Loans

What Kind of Funding Is Available?

  • Up to 100% Financing Available
  • We fund up to 70% of the ARV
  • Minimum ARV of $70,000
  • No minimum loan amount
  • Maximum loan amount $250,000
  • Loan term 5 months

What Will It Cost?

  • Interest starting at 1.25% per month
  • Origination starting at 5.5%
  • No monthly payments
  • No and low cash to close options available
  • Gap financing allowed
  • No pre-payment penalty

Why Use DoHardMoney?

  • Full disclosure at time of loan offer
  • Proprietary foreclosure protection
  • No experience required
  • No minimum credit score required
  • Simultaneous deals allowed

Michigan House Flipping Deal in Progress

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Michigan Real Estate Investing Loans Available

Michigan Investment Property Refinance Loans
  • Options for both new/experienced investors

  • Cash out or no cash out depending on needs

  • 50%-65% ARV depending on property

Michigan House Flipping Loans
  • Options for both new/experienced investors

  • Choose from low cash-to-close/lower rates

  • Loan based on after repair value

Rental Property Investment Loans in Michigan
  • Must own at least one property

  • 1-4 unit properties

  • Up to 80% LTV

Detroit House Flipping Deal in Progress

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Looking for a Michigan hard money loan? If you are interested in the variety of investment opportunities in MI, Do Hard Money can fund your hard money loan fast. Whether you’re looking to invest in a retail fix and flip property or looking to refinance a property in the Great Lakes State, Do Hard Money can fund your deal.
Do Hard Money will approve your asset-based loan completely by assessing the property not you as the borrower. A true hard money lender will base your loan approval on the investment property and the overall quality of the deal. Once we’ve evaluated the property, the LTV (loan to value) ratio of the deal will determine your loan amount. This loan amount, combined with our gap funding resources, can make it possible for you to get 100% Financing on your deal. The Michigan market offers exciting opportunities and challenges for new and seasoned investors alike.

*Dollar amounts are rounded estimates. DHM does not guarantee that each or any particular Michigan deal funded will result in profit

I Want 100% Financing on My Michigan Deal

Michigan Real Estate Market Statistics (2015)

Michigan is home to thousands of beautiful inland lakes and ponds. It is also known as the center of the U.S. automotive industry, home to three major automobile companies. Michigan is a state rich in history and gorgeous peninsulas. Due to its natural beauty, Michigan has grown in popularity among home-owners, with house flips rising 29% and home values increasing 5.4% over the past year. The real estate market in Michigan is currently red hot, with sellers receiving multiple offers on homes within 1-2 days. Now is the ideal time to invest in a lucrative Michigan deal, with numerous buyers looking to purchase renovated properties in excellent areas. According to Mlive.com, “The average house sold last month was on the market for just 32 days, the lowest point in decades.”

Housing Units
Number of Flips
% Change in Flips

Purchase Price

National Average: $294,600
Michigan Metro Areas: $153,340

Gross Margin

National Average: $55,000
Michigan Metro Areas: $35,906

Number of Houses Flipped

National Average: 179,778
Michigan Metro Areas: 6,532

% Change in Houses Flipped

National Average: 0.2%
Michigan Metro Areas: 29%