Michigan Hard Money

If your deal is good enough we will cover 100% of the purchase price, rehab, and closing costs, points & interest.

Our max loan amount is based on the after repair value, not the current value or purchase price. If the numbers line up, we will fund it.

We lend up to 70% of the ARV. We will fund everything but earnest money as long as it fits within 70% of the ARV.

Our max loan amount is $250,000. For the markets we currently lend in, we’ve found this to be the sweet spot for real estate investing.

Our minimum ARV to lend on a property is $75,000. If it’s less than that there is just not enough profit to make it worth the effort for either party.

Yes. We allow you to do 3 deals at a time, enabling you to stay busy and rake in even more profit at a faster pace.

Our interest rates of 1.25 – 1.50% per month fall pretty middle of the road. We are not the cheapest, nor the most expensive, but our 100% financing options allow you to leverage our money.

We take on significant risk in offering 100% financing and our points of 5.5% – 6.5% is what keeps us in business.

The default loan term is set at 5 months, but we do allow up to three 1-month forbearance payments equal to 1.0% of the loan if you need more time.

With no monthly payments during the initial loan term you can focus 100% of your time on rehabbing and selling the property.

None. A bad credit score will affect your points and interest, but because we lend on the property’s after repair value it won’t keep you from getting a loan

We do not require a down payment on the property. If everything fits in 70% of the ARV you can come to the closing table with $0.00.

With no pre-payment penalty, fixing and flipping the property in a shorter amount of time can only deepen your pockets.

Many other lenders either won’t lend to you or will jack up their prices unless you have prior experience, but we’re all making profitable real estate investing accessible to anyone.

We allow gap financing in the form of business lines of credit to help with cash-to-close when everything doesn’t fit in 70% of the ARV and we can help you get up to $100,000 in as little as 30 days.

Nobody else looks out for you like we do. We offer proprietary protection that nearly precludes the possibility of a foreclosure on your records even in the worst-case scenario.

Yes. With traditional lenders limited to strict loan parameters, we focus on equity over borrower financials. This gives you the liquidity needed for your individual situation.

Unlike a lot of other lenders who hide the full cost of the loan until it’s too late… we want you to know what you’re getting into and disclose ALL costs upfront.