Louisiana Hard Money Loans For Real Estate

Louisiana Investment Property Under Contract?

Do you need a Louisiana hard money loan provider in order to advance your investing there? New Orleans, Baton Rouge – some many great areas for real estate investors in the state. We welcome a loan application for any property you have under contract, we’d love to be your lender!

Want To Get Started Right?

Louisiana has some hot markets right now, it is a great place for new investors to begin building their real estate portfolio and business. Do You know how to get started? Want a plan that takes your time, budget and skills into consideration? Our Fid-Fund-Flip System is what you need.

Are Louisiana Fix and Flip Deals Hard To Find?

Well. it is a lot easier if you make good use of our software. Stop wasting time on the MLS, that’s not where the deeply discounted deals are hiding. Our real estate software not only helps you locate them, but contact the owner and plan the rehab. How great is that?

Get Prequalified
Have you found lucrative investment deals in Louisiana? Do Hard Money is here to help you get a hard money loan fast for your next REI deal in the Pelican State. If you’re looking to refinance, we can also help provide funding.
Do Hard Money will approve your asset-based loan completely by assessing the property not you as the borrower. DHM is really a hard money lender, meaning we  will base your loan approval on the investment property and the overall quality of the deal. Once we’ve evaluated the property, the LTV (loan to value) ratio of the deal will determine your loan amount. This loan amount, combined with our gap funding resources, can make it possible for you to get 100% Financing on your deal

Louisiana Hard Money Fix and Flip Loan Terms on Our Directly Funded Deals

What Kind of Funding Is Available?

  • Up to 100% Financing Available
  • We fund up to 70% of the ARV
  • Minimum ARV of $70,000
  • No minimum loan amount
  • Maximum loan amount $250,000
  • Loan term 5 months

What Will It Cost?

  • Interest starting at 1.25% per month
  • Origination starting at 5.5%
  • No monthly payments
  • No and low cash to close options available
  • Gap financing allowed
  • No pre-payment penalty

Why Use DoHardMoney?

  • Full disclosure at time of loan offer
  • Proprietary foreclosure protection
  • No experience required
  • No minimum credit score required
  • Simultaneous deals allowed
Louisiana Fix & Flip Loans

  • Options are available for new investors, seasoned pros, bad credit borrowers.

  • Options range from no and low cash to close or lower rates and origination.

  • Our fix and flip are always based on after repair value, not borrower financial profile.

Rental  Property Loans

  • You will need to currently own at least one rental property.

  • The property will need to be 1-4 units.

  • Our Louisiana borrowers can get up to 80% LTV.

Refinance Loans

  • We can offer these types of loans to Louisiana borrowers with no or little experience as well as those who have been investing for a while.

  • You can get cash out with these loans, or just use it to improve your property, depending on your needs.

  • 50%-65% ARV depending on the aspects and risk factors of the property used.

Do You Fund 100% on Louisiana Hard Money Loans?

We can fund your Louisiana house flip investment at 100% when you are a member of our Find-Fund-Flip System. Enrollment in this program gives you access to the information and types of resources that allow us to take on the extra risk of funding your deal at 100%.

100% Funding Strategy #1

Find an AMAZING deal! Members of our Find-Fund-Flip System can find deals where the  property purchase price, rehab costs and loan costs all total less than 70% of the property’s ARV, which will qualify for 100% Financing! Our Investor’s Edge Software makes it so much easier to find the deeply discounted properties required for this, so make sure you investigate how that resource works.

100% Funding Strategy #2

This is where gap financing can come into play. If you find a great, profitable deal where you need just a few thousand cash to close finding another source of funding for that is one of your best options. We allow gap financing with our fix and flip deals as long as that lender is not taking a position on the property. This is an option that is available whether or not your enroll in our Find-Fund-Flip System, although loan offers for those not enrolled typically will require more cash to close.

100% Funding Strategy #3

Did you find a great deal but just cannot come up with the cash to close needed? At first this can seem very discouraging. But we have a great option for you. Wholesale that deal! We have a large list of buyers that will want to review and pick up your deal. And you’ll get a “bird dogging” fee. Sure, you’re not making as large a profit as if you did the flip yourself, but then, you also didn’t have to deal with all the hassle that can be part of a rehab. And now, you have a bit more capital to work with on your next deal.

* DHM does not guarantee that each or any particular Louisiana hard money loan funded deal will result in profit.

Recently Funded Louisiana Real Estate Flips

Can I Get A Louisiana Fix & Flip Loan If I Have Bad Credit?

Yes, we can fund your flip! When you utilize our Find-Fund-Flip System we are able to extend a loan to you even if you have bad credit. This system provides you with the resources  necessary for us to offer hard money financing for those wanting to flip a house in this situation.

Louisiana Real Estate Market Statistics (2015)

Rich in multicultural heritage, music and history, Louisiana is one of the hottest spots in real estate. It is the birthplace of Jazz and home of many exciting annual festivals and celebrations. Louisiana has experienced a recent boom in home rehabbing and reselling, with flipping rates increasing 9% in the past year. Many properties in low income housing areas are currently being redeveloped into more expensive properties, particularly in the popular French Quarter of New Orleans. With a stable market and an abundance of older properties to rehab in excellent areas, now is the perfect time to invest in properties in Louisiana.

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Population
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Housing Units
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Number of Flips
0%
% Change in Flips

Purchase Price

National Average: $294,600
Louisiana Metro Areas: $197,900

Gross Margin

National Average: $55,000
Louisiana Metro Areas: $42,463

Number of Houses Flipped

National Average: 179,778
Louisiana Metro Areas: 6,527

% Change in Houses Flipped

National Average: 0.2%
Louisiana Metro Areas: 9%