Kentucky hard money loans are a crucial component to any fix and flip business in the state. We can fund qualified house flipping projects throughout all of Kentucky. By providing financing up to 70% of the ARV, there will be funding that can cover property purchase and rehab costs. Flipping homes requires that you can move quickly, so we designed our hard money loan processes with speed in mind, often closing as quickly as within 15 business day. Give us a call for your next Kentucky real estate investment.

Fix and Flip – Refinance – Buy and Hold – New Construction
  • No Experience Required

  • No Minimum Credit Score

  • Interest rates starting at 7.99%

  • Loans from $50k – $5M

  • No prepayment penalty

  • Up to 100% advance on rehab costs

  • Up to 100% advance on purchase price

  • Lend up to 70% of ARV

  • 5 – 12 month loan terms

  • Extensions available

Everyone I have talked with at DoHardMoney.com is friendly and professional!

Brad S, Martinsville, IN

Kentucky Hard Money Loan Terms

Yes, we have terms to help both new and experienced investors. We extend hard money loans for refinancing, rehabs and foreclosure loans. For experienced investors we can fun loans for rental buy and hold properties as well.

Multiple Deals
YES

Yes. We allow you to do 3 deals at a time, enabling you to stay busy and rake in even more profit at a faster pace.

Experience
NONE

Many other lenders either won’t lend to you or will jack up their prices unless you have prior experience, but we’re all making profitable real estate investing accessible to anyone.

Credit Score
NONE (No Judgements/Get Credit Partner)

None. A bad credit score will affect your points and interest, but because we lend on the property’s after repair value it won’t keep you from getting a loan

Interest Rate
7.99-15%+ (Annual)

Our interest rates of 7.99-15%+ annually fall pretty middle of the road. We are not the cheapest, nor the most expensive, but our 100% financing options allow you to leverage our money.

Purchase Price
75-100%

We will cover 75-100% of the purchase price.

Advance on Rehab Costs
50-100%

We will provide 50-100% advances on rehab costs.

After Repair Value
60-70%

We lend up to 70% of the ARV. We will fund everything but earnest money as long as it fits within 70% of the ARV.

Property Type
Single Family Residences, Duplex, Multi Family

We will lend on a variety of different properties including single family residences, duplexes and multi-family.

Refinancing
AVAILABLE

Yes. With traditional lenders limited to strict loan parameters, we focus on equity over borrower financials. This gives you the liquidity needed for your individual situation.

Fix and Flip
AVAILABLE

Fix and flip options are available.

Rental
AVAILABLE

Rental options are available.

Construction
AVAILABLE

Construction is available.

Refinancing
AVAILABLE

Yes. With traditional lenders limited to strict loan parameters, we focus on equity over borrower financials. This gives you the liquidity needed for your individual situation.

Fix and Flip
AVAILABLE

Fix and flip options are available.

Rental
AVAILABLE

Rental options are available.

Construction
AVAILABLE

Construction is available.

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Kentucky Real Estate Market Statistics (2015)

Kentucky, known as the “Bluegrass State,” is a land of diverse environments and abundant resources, including the world’s longest cave system. Kentucky is also known for a variety of historical sites and some of the most beautiful landscapes you will ever see. Kentucky has grown in popularity, with real estate flips increasing 25% in the past year and home values increasing 5.8%. Boasting a steady and affordable housing market, Kentucky is an excellent place to find good rehab deals at low prices. Kentucky real estate also continues to grow, indicating ideal timing to buy your fix and flip property right away and resell it later for a lucrative profit. According to Housingpredictor.com, “People interested in investing can find some great deals, especially in the Southern Lakes region and in Kentucky’s popular cities.”

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Population
0
Housing Units
0
Number of Flips
0%
% Change in Flips

Purchase Price

National Average: $188,900
Kentucky Metro Areas: $165,000

Gross Margin

National Average: $55,000
Kentucky Metro Areas: $56,850

Number of Houses Flipped

National Average: 179,778
Kentucky Metro Areas: 5,332

% Change in Houses Flipped

National Average: 0.2%
Kentucky Metro Areas: 25%

Funding for Kentucky House Flipping

We look forward to funding your next deal.