Hard Money Investors in Virginia


Reliable, fast funding for single family homes in Virginia

Lower Cash-to-Close

As a hard money lender in Virginia since 2005, we’ll provide the loans you need to complete your next fix & flip project. Our friendly and experienced staff will work with you to find the perfect loan for your needs and get the cash in hand quickly. Just as importantly, our goal is see you all the way through the rehab and sale of your property.

No Credit or Experience

Many people lack access to traditional loans because of insufficient credit scores or low incomes, but we are less concerned with these factors. If you have a profitable deal, then we’ll give you the capital and resources to make it happen

We’re On Your Side

We believe that you deserve financial security and we are committed to getting you closer with every interaction you have with us.

Hard Money Loans in Virginia

Hard Money Loans in Virginia

10 Most Popular Cities to Fix-and-Flip in Virginia

  • Richmond
  • Norfolk
  • Chesapeake
  • Petersburg
  • Newport News
  • Portsmouth
  • Hampton
  • Hopewell
  • Roanoke
  • Fredericksburg

Motivated Sellers in Popular Counties

Ever wondered what potential there is for finding investment deals in Virginia? We’ve compiled the data for you for the two most popular areas to invest in Virginia and provided heatmaps showing the estimated total property value, estimated value per square foot, and the 1-year price growth… these provide excellent insights into where to invest in the area.

All property counts below are single-family residential (SFR) that have been owned for at least 1 year with at least 30% equity and an estimated value of less than $500K as of 25 Aug 2021.

Richmond City, Chesterfield and Henrico Counties (Richmond Area)

Vacant

$5K+ Liens

Bankruptcy

Out of State Owners

Non-Owner Occupied

Preforclosure

Failed MLS Listings

  1,045

32

2,656

2,718

28,786

30

2,739

Norfolk City County (Norfolk Area)

Vacant

$5K+ Liens

Bankruptcy

Out of State Owners

Non-Owner Occupied

Preforclosure

Failed MLS Listings

365

17

260

241

3,863

4

22

What Makes Do Hard Money Loans Different?

  • No minimum credit score
  • No experience required
  • Up to 100% financing
  • Interest rates beginning at 12%
  • Origination as low as 3.5%
  • Lend up to 85% ARV
  • Loans up to $350k
  • No prepayment penalties
  • No payments for 5 months
  • No minimum credit score
  • No experience required
  • Up to 100% financing
  • Interest rates beginning at 12%
  • Origination as low as 3.5%
  • Lend up to 85% ARV
  • Loans up to $350k
  • No prepayment penalties
  • No payments for 5 months

About Do Hard Money

Our CEO, Ryan G. Wright, began investing in real estate in 2001. Since then, he’s flipped hundreds of deals and been involved in every type of real estate transaction imaginable. With a currently active real estate investor leading us, you’re working with a company that understands the real challenges you face in getting funding and completing deals.

Hard money lenders typically have a background purely in finance. However, we provide experience and resources to teach you how to find deals, market them, negotiate the prices, and close on these properties before getting funding.

Fewer barriers for new investors

The lending system is broken. With most lenders you’ll need good credit and lots of money to flip houses. That is why most people who want to get started can’t do it.

That’s not how we work. We believe that everyone should have the opportunity to build financial security for themselves. While we lend to experienced investors, a large percentage of our borrowers come to us because we make flipping your first deal possible.

True 100% financing

We’ll loan up to 100% of your purchase, rehab, and loan costs. And if you need just a little bit more than what we can loan on your deal, we’ll teach you how to find that money without dipping into your bank account

Flexible loan programs to match any borrower’s goals

With over 30 loan options available, we can find funding options that best fit your goals. Are you looking for higher profit? Lowest cash-to-close? Cheapest loan costs? You tell us what you’re looking for, and we’ll find a loan program to match.

Industry-best risk mitigation

 

Our Advanced Deal Analysis software will help you understand the economic viability of your project. If all looks good, then our rigorous two-step evaluation process will give you and us confidence in the deal. Once approved, we’ll move ahead with a dedicated loan advisor to help manage your loan and a project manager to help you through the rehab. We’re here every step of the way to support you.

No surprises on loan values

As part of your deal’s evaluation process, we also generate a custom video that explains how the comps and values were calculated for your property. This way, you’ll know what is happening on each step of the funding process.

Our borrowers’ average profit on a paid-off loan in 2020 was

$39,714

Now it’s your turn to change your life.

Don’t have a deal yet?

No worries. Our Find-Fund-Flip System is an all-in-one program designed to help you find & close the exact kinds of deals we’re looking to fund.