Hard Money Investors in Houston

Reliable, fast funding for single family homes in Houston

Lowest Cash-to-Close

As the premier hard money lender in Houston since 2005, we pride ourselves on working together to find loans that fit your needs and getting you the cash quickly. And we’ll do more than just lend you the money—we’ll work with you through the rehab and eventual sale of your finished project.

No Credit or Experience

As a hard money lender, we focus on the profit potential of a deal rather than traditional qualifications such as credit score and debt-to-income ratio. This means that even if you don’t have $30k in savings to spend up front, we’ll do our best to still make your deal happen.

We’re On Your Side

Our goal is for you to feel that we’ve helped make your financial situation more secure.

Hard Money Loans in Houston

Hard Money Loans in Houston

Popular Areas to Invest in Houston

  • Pending…

Motivated Sellers in Popular Counties

Ever wondered what potential there is for finding investment deals in Houston? We’ve compiled the data for you for the two most popular areas to invest in Houston and provided heatmaps showing the estimated total property value, estimated value per square foot, and the 1-year price growth… these provide excellent insights into where to invest in the area.

All property counts below are single-family residential (SFR) that have been owned for at least 1 year with at least 30% equity and an estimated value of less than $500K as of 25 Aug 2021.

Harris County (Houston Area)


$5K+ Liens


Out of State Owners

Non-Owner Occupied


Failed MLS Listings








What Makes Do Hard Money Loans Different?

  • No minimum credit score
  • No experience required
  • Up to 100% financing
  • Interest rates beginning at 12%
  • Origination as low as 3.5%
  • Lend up to 85% ARV
  • Loans up to $350k
  • No prepayment penalties
  • No payments for 5 months
  • No minimum credit score
  • No experience required
  • Up to 100% financing
  • Interest rates beginning at 12%
  • Origination as low as 3.5%
  • Lend up to 85% ARV
  • Loans up to $350k
  • No prepayment penalties
  • No payments for 5 months


Our CEO, Ryan G. Wright, began investing in real estate in 2001. Since then, he’s flipped hundreds of deals and been involved in every type of real estate transaction imaginable. With a currently active real estate investor leading us, you’re working with a company that understands the real challenges you face in getting funding and completing deals.

Hard money lenders typically have a background purely in finance. However, we provide experience and resources to teach you how to find deals, market them, negotiate the prices, and close on these properties before getting funding.

Fewer barriers for new investors

The lending system is broken. With most lenders you’ll need good credit and lots of money to flip houses. That is why most people who want to get started can’t do it.

That’s not how we work. We believe that everyone should have the opportunity to build financial security for themselves. While we lend to experienced investors, a large percentage of our borrowers come to us because we make flipping your first deal possible.

True 100% financing

For good deals, we offer up to 100% of the purchase, rehab, and loan costs. If your loan doesn’t quite cover all your expenses for the project, we will teach you how to find more money without using your own.

Flexible loan programs to match any borrower’s goals

We have 30 loan programs for our borrowers’ different needs. Whether you are looking to make the most profit, secure a low-cost loan or get the cheapest rates, we can create your best solution with one of these options.

Industry-best risk mitigation


We have an Advanced Deal Analysis program to help you understand the profitability of your deal. If everything looks great, it then goes through a rigorous two-step evaluation process to pinpoint the exact values for loan purposes. If all looks good, you’ll get your funding, and then we’ll assign you a dedicated loan advisor and former general contractor to help you manage your loan and the rehab. We’re here from beginning to end.

No surprises on loan values

We create a custom video for each property we’re evaluating. You’ll know the full range of comps we choose and how much we decide your property is worth. We’ll make sure you’re never left in the dark about why or why you didn’t get financing for your property.

Our borrowers’ average profit on a paid-off loan in 2020 was


Now it’s your turn to change your life.

Don’t have a deal yet?

No worries. Our Find-Fund-Flip System is an all-in-one program designed to help you find & close the exact kinds of deals we’re looking to fund.