Hard Money Investors in Texas

Fast funding for single family homes in Texas

Lowest Cash-to-Close

As the leading hard money lender in Texas for over ten years, we pride ourselves on finding loans that best suit your needs, giving you cash fast, and helping you through the rehab and sale of your finished project.

No Credit or Experience

As a hard money lender, we’re not as concerned about traditional qualifications such as credit history and debt-to-income ratio. If you bring us a good deal with potential profit, we’ll do everything in our power to make that deal work for you—even if you don’t have the tens of thousands that other lenders require for a down payment.

We’re On Your Side

We care about your financial security. This means we’re committed to providing you with a positive experience at every interaction we have with you.

Hard Money Loans in Texas

Hard Money Loans in Texas

10 Most Popular Cities to Fix-and-Flip in Texas

  • Houston
  • Dallas
  • San Antonio
  • Beaumont
  • Killeen
  • Fort Worth
  • Texarkana
  • El Paso
  • Wake Village
  • Denison

Motivated Sellers in Popular Counties

Ever wondered what potential there is for finding investment deals in Texas? We’ve compiled the data for you for the two most popular areas to invest in Texas and provided heatmaps showing the estimated total property value, estimated value per square foot, and the 1-year price growth… these provide excellent insights into where to invest in the area.

All property counts below are single-family residential (SFR) that have been owned for at least 1 year with at least 30% equity and an estimated value of less than $500K as of 25 Aug 2021.

Harris County (Houston Area)

Vacant

$5K+ Liens

Bankruptcy

Out of State Owners

Non-Owner Occupied

Preforclosure

Failed MLS Listings

6,717

8,636

4,035

14,084

117,370

388

13,192

Dallas County (Dallas Area)

Vacant

$5K+ Liens

Bankruptcy

Out of State Owners

Non-Owner Occupied

Preforclosure

Failed MLS Listings

3,189

3,851

2,605

8,611

65,078

138

4,939

What Makes Do Hard Money Loans Different?

  • No minimum credit score
  • No experience required
  • Up to 100% financing
  • Interest rates beginning at 12%
  • Origination as low as 3.5%
  • Lend up to 75% ARV
  • Loans up to $350k
  • No prepayment penalties
  • No payments for 5 months
  • No minimum credit score
  • No experience required
  • Up to 100% financing
  • Interest rates beginning at 12%
  • Origination as low as 3.5%
  • Lend up to 75% ARV
  • Loans up to $350k
  • No prepayment penalties
  • No payments for 5 months

ABOUT DO HARD MONEY

Our CEO, Ryan G. Wright, began investing in real estate in 2001. Since then, he’s flipped hundreds of deals and been involved in every type of real estate transaction imaginable. With a currently active real estate investor leading us, you’re working with a company that understands the real challenges you face in getting funding and completing deals.

Hard money lenders typically have a background purely in finance. However, we provide experience and resources to teach you how to find deals, market them, negotiate the prices, and close on these properties before getting funding.

Fewer barriers for new investors

The lending system is broken. With most lenders you’ll need good credit and lots of money to flip houses. That is why most people who want to get started can’t do it.

That’s not how we work. We believe that everyone should have the opportunity to build financial security for themselves. While we lend to experienced investors, a large percentage of our borrowers come to us because we make flipping your first deal possible.

Deals we’ve funded in Texas

True 100% financing

For great deals, we’ll lend up to 100% of your purchase, rehab, and loan costs. And if your loan doesn’t quite qualify, we’ll teach you how to find the rest of the money.

We’re proud to lend up to 100% of ALL your deal costs—meaning that for great deals, you can potentially complete it with nothing out of pocket. If we can’t quite give you 100% financing, we have a training module to show you how to raise the rest of the money for your deal.

Flexible loan programs to match any borrower’s goals

Many lenders offer a couple of loan programs to fit your needs. We have 30, and we work with borrowers to find the right one for their situation. Whether you want most profit or least expensive, tell us what you’re looking for and we’ll match it up.

Industry-best risk mitigation

 

Begin by using our Advanced Deal Analysis software to see whether your project is a good fit. If everything looks promising, you’ll move on to step two: a rigorous approval process that gives both you and us maximum confidence to move forward. After we fund for your deal, we’ll assign a team to help you through the rehab and and paying off your loan.

Investor’s Edge

No surprises on loan values

When you submit your deal to us, we will create a custom video explaining the comps that we found and how we arrived at the loan value. You can always check back with our videos in case you have any questions. This is ultimate transparency that you won’t find elsewhere.

Our borrowers’ average profit on a paid-off loan in 2020 was

$39,714

Now it’s your turn to change your life.

Don’t have a deal yet?

No worries. Our Find-Fund-Flip System is an all-in-one program designed to help you find & close the exact kinds of deals we’re looking to fund.