Hard Money Investors in South Carolina

Reliable, fast funding for single family homes in South Carolina

Lowest Cash-to-Close

As the premier hard money lender in South Carolina, we have been providing our services for over a decade. We pride ourselves on helping you find loans that are right for your needs—as well as getting them to you fast and then working with you during your project’s rehab.

No Credit or Experience

As a hard money lender, we are less concerned about your credit score and debt-to-income ratio. If you bring us the right deal with potential for profit, we will do everything we can to make it work—even if you don’t have experience or a hefty down payment.

We’re On Your Side

We believe you deserve financial security. We’re committed to making sure our interactions with you help create it.

Hard Money Loans in South Carolina

Hard Money Loans in South Carolina

10 Most Popular Cities to Fix-and-Flip in

  • Columbia
  • Greenville
  • North Charleston
  • Sumter
  • Rock Hill
  • Charleston
  • Orangeburg
  • Fort Mill
  • Spartanburg
  • Greer

Motivated Sellers in Popular Counties

Ever wondered what potential there is for finding investment deals in South Carolina? We’ve compiled the data for you for the two most popular areas to invest in South Carolina and provided heatmaps showing the estimated total property value, estimated value per square foot, and the 1-year price growth… these provide excellent insights into where to invest in the area.

All property counts below are single-family residential (SFR) that have been owned for at least 1 year with at least 30% equity and an estimated value of less than $500K as of 25 Aug 2021.

Richland County (Columbia Area)

Vacant

$5K+ Liens

Bankruptcy

Out of State Owners

Non-Owner Occupied

Preforclosure

Failed MLS Listings

  759

508

658

2,582

  9,846

134

1,075

Greenville County (Greenville Area)

Vacant

$5K+ Liens

Bankruptcy

Out of State Owners

Non-Owner Occupied

Preforclosure

Failed MLS Listings

933

469

361

2,597

13,648

86

1,190

What Makes Do Hard Money Loans Different?

  • No minimum credit score
  • No experience required
  • Up to 100% financing
  • Interest rates beginning at 12%
  • Origination as low as 3.5%
  • Lend up to 85% ARV
  • Loans up to $350k
  • No prepayment penalties
  • No payments for 5 months
  • No minimum credit score
  • No experience required
  • Up to 100% financing
  • Interest rates beginning at 12%
  • Origination as low as 3.5%
  • Lend up to 85% ARV
  • Loans up to $350k
  • No prepayment penalties
  • No payments for 5 months

ABOUT DO HARD MONEY

Our CEO, Ryan G. Wright, began investing in real estate in 2001. Since then, he’s flipped hundreds of deals and been involved in every type of real estate transaction imaginable. With a currently active real estate investor leading us, you’re working with a company that understands the real challenges you face in getting funding and completing deals.

Hard money lenders typically have a background purely in finance. However, we provide experience and resources to teach you how to find deals, market them, negotiate the prices, and close on these properties before getting funding.

Fewer barriers for new investors

The lending system is broken. With most lenders you’ll need good credit and lots of money to flip houses. That is why most people who want to get started can’t do it.

That’s not how we work. We believe that everyone should have the opportunity to build financial security for themselves. While we lend to experienced investors, a large percentage of our borrowers come to us because we make flipping your first deal possible.

Deals we’ve funded in South Carolina

True 100% financing

In our opinion, 100% financing means that we’ll fund everything—including rehab and loan costs. Not every deal qualifies for 100% financing, which is why we have training videos in our system to teach you how to find other sources of money. That’s another way we help new investors get their start.

Flexible loan programs to match any borrower’s goals

We have 30 different loan programs which allow us to find solutions for everyone. Are you looking for the most profit? Lowest cash-to-close? Cheapest loan costs? You tell us your current situation and your goals, and we’ll find a loan program to match.

Industry-best risk mitigation

 

Start by using our Advanced Deal Analysis software. This will help you visualize and understand your project’s viability. If the analysis shows that your deal is viable, we then undertake a rigorous process to validate the numbers you’ve pulled.

This assessment includes a two-step evaluation process that involves an in-house evaluation as well as third-party report. With all of this info, we can keep you out of bad deals and maximize profit for everyone.

Investor’s Edge

No surprises on loan values

Our in-house evaluation team records a video as they walk through the process of valuing their deal. You watch them pull comps and listen to them explain what they’re doing the whole time. We’ll never leave you in the dark about what’s happening throughout the loan process.

Our borrowers’ average profit on a paid-off loan in 2020 was

$39,714

Now it’s your turn to change your life.

Don’t have a deal yet?

No worries. Our Find-Fund-Flip System is an all-in-one program designed to help you find & close the exact kinds of deals we’re looking to fund.