Hard Money Investors in Ohio

Reliable, fast funding for single family homes in Ohio

Lowest Cash-to-Close

We’ve been Ohio’s premier hard money lender since 2005 and will fulfill your needs with a loan tailored to you. We pride ourselves in taking the time to work together, getting cash into your hands fast, and then guiding you through the rehab and eventual resale of your property.

No Credit or Experience

As a hard money lender, we fund deals with profit potential. We don’t care about traditional loan qualifications, such as income and credit. If you have a good deal for us, we will help you out—even if you don’t have the cash for a conventional down payment.

We’re On Your Side

We want to ensure your financial security. Every time you interact with us, that’s our goal.

Hard Money Loans in Ohio

Hard Money Loans in Ohio

10 Most Popular Cities to Fix-and-Flip in Ohio

  • Cleveland
  • Cincinnati
  • Columbus
  • Dayton
  • Cleveland Heights
  • Akron
  • Toledo
  • Youngstown
  • East Cleveland
  • Euclid

Motivated Sellers in Popular Counties

Ever wondered what potential there is for finding investment deals in Ohio? We’ve compiled the data for you for the two most popular areas to invest in Ohio and provided heatmaps showing the estimated total property value, estimated value per square foot, and the 1-year price growth… these provide excellent insights into where to invest in the area.

All property counts below are single-family residential (SFR) that have been owned for at least 1 year with at least 30% equity and an estimated value of less than $500K as of 25 Aug 2021.

Cuyahoga County (Cleveland Area)

Vacant

$5K+ Liens

Bankruptcy

Out of State Owners

Non-Owner Occupied

Preforclosure

Failed MLS Listings

  9,409

2,136

4,961

  5,951

34,683

  1,727

4,785

Hamilton County (Cincinnati Area)

Vacant

$5K+ Liens

Bankruptcy

Out of State Owners

Non-Owner Occupied

Preforclosure

Failed MLS Listings

2,044

468

1,662

  3,753

18,254

407

1,875

What Makes Do Hard Money Loans Different?

  • No minimum credit score
  • No experience required
  • Up to 100% financing
  • Interest rates beginning at 12%
  • Origination as low as 3.5%
  • Lend up to 85% ARV
  • Loans up to $350k
  • No prepayment penalties
  • No payments for 5 months
  • No minimum credit score
  • No experience required
  • Up to 100% financing
  • Interest rates beginning at 12%
  • Origination as low as 3.5%
  • Lend up to 85% ARV
  • Loans up to $350k
  • No prepayment penalties
  • No payments for 5 months

ABOUT DO HARD MONEY

Our CEO, Ryan G. Wright, began investing in real estate in 2001. Since then, he’s flipped hundreds of deals and been involved in every type of real estate transaction imaginable. With a currently active real estate investor leading us, you’re working with a company that understands the real challenges you face in getting funding and completing deals.

Hard money lenders typically have a background purely in finance. However, we provide experience and resources to teach you how to find deals, market them, negotiate the prices, and close on these properties before getting funding.

Fewer barriers for new investors

The lending system is broken. With most lenders you’ll need good credit and lots of money to flip houses. That is why most people who want to get started can’t do it.

That’s not how we work. We believe that everyone should have the opportunity to build financial security for themselves. While we lend to experienced investors, a large percentage of our borrowers come to us because we make flipping your first deal possible.

Deals we’ve funded in Ohio

True 100% financing

We will cover up to 100% of the cost of your purchase, rehab, and loans. If your loan doesn’t quite cover everything, we’ll teach you how to raise the rest of the money to make the deal work.

Flexible loan programs to match any borrower’s goals

We have 30 different loan programs available to fit your needs. Do you want the cheapest option or the most profitable interest rate? To find which one is right for you, tell us more about what you’re looking for and we can help match it to the right program.

Industry-best risk mitigation

 

Once you understand your deal’s viability using our Advanced Deal Analysis, we will go through a 2-step evaluation process to validate your numbers. If all looks viable, you will move forward with a dedicated loan advisor and a former general contractor as your project manager. We are available at every step of the journey to be sure that your deal is successful.

Investor’s Edge

No surprises on loan values

We take the time to produce custom videos for each deal brought to us to be evaluated. You’ll get to see exactly how we arrived at our values and which comps we used and why. Afterwards, we’ll work together to decide if moving forward is the best option. Cooperation and transparency help create an environment with less risk and better decision-making.

Our borrowers’ average profit on a paid-off loan in 2020 was

$39,714

Now it’s your turn to change your life.

Don’t have a deal yet?

No worries. Our Find-Fund-Flip System is an all-in-one program designed to help you find & close the exact kinds of deals we’re looking to fund.