Hard Money Investors in North Carolina

Reliable, fast funding for single family homes in North Carolina

Lowest Cash-to-Close

As the premier lender of hard money in North Carolina for over 10 years, we are your top option for funding your next real estate investment. We pride ourselves on working with you to find loans that suit your needs while getting cash in hand quickly and then helping you through the rehab and home resale process.

No Credit or Experience

As a hard money lender, we are less concerned about credit scores and debt-to-income ratios. If you bring us an opportunity with potential profit, we’ll do everything in our power to help make that work—even if you’re new and don’t have $30k to burn.

We’re On Your Side

We believe that you deserve financial security. That is our goal with every interaction we have with you.

Hard Money Loans in North Carolina

Hard Money Loans in North Carolina

10 Most Popular Cities to Fix-and-Flip in North Carolina

  • Pending…

Motivated Sellers in Popular Counties

Ever wondered what potential there is for finding investment deals in North Carolina? We’ve compiled the data for you for the two most popular areas to invest in North Carolina and provided heatmaps showing the estimated total property value, estimated value per square foot, and the 1-year price growth… these provide excellent insights into where to invest in the area.

All property counts below are single-family residential (SFR) that have been owned for at least 1 year with at least 30% equity and an estimated value of less than $500K as of 25 Aug 2021.

Nash & Edgecombe County (Rocky Mount Area)

Vacant

$5K+ Liens

Bankruptcy

Out of State Owners

Non-Owner Occupied

Preforclosure

Failed MLS Listings

  1,009

5

199

1,104

9,710

43

342

Charlotte County (Charlotte Area)

Vacant

$5K+ Liens

Bankruptcy

Out of State Owners

Non-Owner Occupied

Preforclosure

Failed MLS Listings

  1,215

93

1,092

14,816

  32,274

274

  2,143

What Makes Do Hard Money Loans Different?

  • No minimum credit score
  • No experience required
  • Up to 100% financing
  • Interest rates beginning at 12%
  • Origination as low as 3.5%
  • Lend up to 75% ARV
  • Loans up to $350k
  • No prepayment penalties
  • No payments for 5 months
  • No minimum credit score
  • No experience required
  • Up to 100% financing
  • Interest rates beginning at 12%
  • Origination as low as 3.5%
  • Lend up to 75% ARV
  • Loans up to $350k
  • No prepayment penalties
  • No payments for 5 months

ABOUT DO HARD MONEY

Our CEO, Ryan G. Wright, began investing in real estate in 2001. Since then, he’s flipped hundreds of deals and been involved in every type of real estate transaction imaginable. With a currently active real estate investor leading us, you’re working with a company that understands the real challenges you face in getting funding and completing deals.

Hard money lenders typically have a background purely in finance. However, we provide experience and resources to teach you how to find deals, market them, negotiate the prices, and close on these properties before getting funding.

Fewer barriers for new investors

The lending system is broken. With most lenders you’ll need good credit and lots of money to flip houses. That is why most people who want to get started can’t do it.

That’s not how we work. We believe that everyone should have the opportunity to build financial security for themselves. While we lend to experienced investors, a large percentage of our borrowers come to us because we make flipping your first deal possible.

Deals we’ve funded in North Carolina

True 100% financing

When you work with us, we’ll lend up to 100% of the purchase price for a home. If your loan doesn’t quite cover all your costs, our training will teach you how to find the rest of the money.

Flexible loan programs to match any borrower’s goals

Many lenders offer a few loan programs to meet their borrowers’ needs. We have 30 options to help provide the most profit, the cheapest closing costs, and more. Select your current situation and goals, and we’ll find you a loan that matches both.

Industry-best risk mitigation

 

You’ll first input your deal’s numbers into our Advanced Deal Analysis software to help you calculate profitability. Then we’ll put your deal through a two-step evaluation process to ensure it’s viable for you and us. If all looks good, you’ll then get your funding, as well as a dedicated loan advisor and a former general contractor to help you manage your loan and the rehab process. We’re to help at every step..

Investor’s Edge

No surprises on loan values

We produce a custom video on each property that makes it to our evaluation phase. You can see the comps listed and how we arrived at the final value for your potential deal. Never worry about what happened with your funding again.

Our borrowers’ average profit on a paid-off loan in 2020 was

$39,714

Now it’s your turn to change your life.

Don’t have a deal yet?

No worries. Our Find-Fund-Flip System is an all-in-one program designed to help you find & close the exact kinds of deals we’re looking to fund.