Hard Money Investors in New Mexico

Reliable, fast funding for single family homes in New Mexico

Lowest Cash-to-Close

As the premier hard money lender in New Mexico since 2005, we work closely to find loans that fit your needs and get you the cash fast. We’ll then provide you all the resources you need to successfully rehab and sell your deal once it’s finished.

No Credit or Experience

As a hard money lender, we don’t require traditional loan qualifications such as credit score and debt-to-income ratio. If you can present us with a good deal that has sufficient potential for profit, we’ll do everything in our power to make it possible for you—even if you’re brand new and can’t afford a traditional down payment of $30k or more.

We’re On Your Side

We firmly believe that you deserve to experience financial security. Our team’s goal is to push you closer to that goal at every step of the way.

Hard Money Loans in New Mexico

Hard Money Loans in New Mexico

10 Most Popular Cities to Fix-and-Flip in New Mexico

  • Albuquerque
  • Rio Rancho
  • Las Cruces
  • Santa Fe
  • Roswell
  • Farmington
  • Hobbs
  • South Valley
  • Clovis

Motivated Sellers in Popular Counties

Ever wondered what potential there is for finding investment deals in New Mexico? We’ve compiled the data for you for the two most popular areas to invest in New Mexico and provided heatmaps showing the estimated total property value, estimated value per square foot, and the 1-year price growth… these provide excellent insights into where to invest in the area.

All property counts below are single-family residential (SFR) that have been owned for at least 1 year with at least 30% equity and an estimated value of less than $500K as of 25 Aug 2021.

Bernalillo County (Albuquerque Area)

Vacant

$5K+ Liens

Bankruptcy

Out of State Owners

Non-Owner Occupied

Preforclosure

Failed MLS Listings

980

825

812

3,466

14,186

362

1,419

Dona Ana County (Las Cruces Area)

Vacant

$5K+ Liens

Bankruptcy

Out of State Owners

Non-Owner Occupied

Preforclosure

Failed MLS Listings

341

258

232

1,694

6,108

43

89

What Makes Do Hard Money Loans Different?

  • No minimum credit score
  • No experience required
  • Up to 100% financing
  • Interest rates beginning at 12%
  • Origination as low as 3.5%
  • Lend up to 85% ARV
  • Loans up to $350k
  • No prepayment penalties
  • No payments for 5 months
  • No minimum credit score
  • No experience required
  • Up to 100% financing
  • Interest rates beginning at 12%
  • Origination as low as 3.5%
  • Lend up to 85% ARV
  • Loans up to $350k
  • No prepayment penalties
  • No payments for 5 months

ABOUT DO HARD MONEY

Our CEO, Ryan G. Wright, began investing in real estate in 2001. Since then, he’s flipped hundreds of deals and been involved in every type of real estate transaction imaginable. With a currently active real estate investor leading us, you’re working with a company that understands the real challenges you face in getting funding and completing deals.

Hard money lenders typically have a background purely in finance. However, we provide experience and resources to teach you how to find deals, market them, negotiate the prices, and close on these properties before getting funding.

Fewer barriers for new investors

The lending system is broken. With most lenders you’ll need good credit and lots of money to flip houses. That is why most people who want to get started can’t do it.

That’s not how we work. We believe that everyone should have the opportunity to build financial security for themselves. While we lend to experienced investors, a large percentage of our borrowers come to us because we make flipping your first deal possible.

Deals we’ve funded in New Mexico

True 100% financing

When we say true 100% financing we mean it. For the best deals, we’ll lend literally every penny you need to make it happen. If your specific deal doesn’t quite qualify for 100% financing, we can teach you how to raise the rest of the money. This is one of the many ways we help new investors get started.

Flexible loan programs to match any borrower’s goals

With 30 loan programs available to our borrowers, we can be sure to find one that works for your situation and goals. Whether you want the lowest interest rate or highest profit, we can help you determine the best option for your specific deal.

Industry-best risk mitigation

 

Once you bring us a deal that you believe to be profitable, we’ll do everything we can to make sure that it’s a great deal for you and us. Our in-house evaluation team will take a first look, and then an independent third-party will gather values for us as well. Once we’re ready to fund your deal, you’ll get a dedicated loan advisor and a project manager for your rehab. All in all, there’s no one else out there this determined to keep you out of bad deals and keep you in good ones.

Investor’s Edge

No surprises on loan values

As part of our evaluation process, we’ll record a member of our team evaluating your deal in real time. You’ll see the comps chosen, any possible deductions, as well as our recommendation on the deal. There’s nothing worse than wondering why you didn’t get a deal or the loan amount didn’t match. You’ll know exactly what’s happening with your deal at all times.

Our borrowers’ average profit on a paid-off loan in 2020 was

$39,714

Now it’s your turn to change your life.

Don’t have a deal yet?

No worries. Our Find-Fund-Flip System is an all-in-one program designed to help you find & close the exact kinds of deals we’re looking to fund.