Hard Money Investors in New Jersey

Reliable, fast funding for single family homes in New Jersey

Lowest Cash-to-Close

As New Jersey’s premier hard money lender since 2005, we are your go-to option for funding your next real estate deal. We’ll work together to match a loan to your needs, get you the money when you need it, and then help you get your deal across the finish line

No Credit or Experience

As our name suggests, we offer “hard” money loans. This means we’re willing to lend you the money even if you have poor credit and no experience—we’re focused on the profitability of the deal. Our loans are for short-term deals with high potential for profit.

We’re On Your Side

We’re committed to your financial security. We show this by putting a high priority on maintaining an excellent relationship with you to make sure we’re putting you in the best position possible to succeed.

Hard Money Loans in New Jersey

Hard Money Loans in New Jersey

10 Most Popular Cities to Fix-and-Flip in New Jersey

  • Newark
  • Irvington
  • East Orange
  • Atlantic City
  • Woodbury
  • Bridgeton
  • Trenton
  • Vineland
  • Pleasantville
  • Millville

Motivated Sellers in Popular Counties

Ever wondered what potential there is for finding investment deals in New Jersey? We’ve compiled the data for you for the two most popular areas to invest in New Jersey and provided heatmaps showing the estimated total property value, estimated value per square foot, and the 1-year price growth… these provide excellent insights into where to invest in the area.

All property counts below are single-family residential (SFR) that have been owned for at least 1 year with at least 30% equity and an estimated value of less than $500K as of 25 Aug 2021.

Essex County (Newark Area)

Vacant

$5K+ Liens

Bankruptcy

Out of State Owners

Non-Owner Occupied

Preforclosure

Failed MLS Listings

398

209

855

2,268

16,479

274

2,010

Atlantic County (Atlantic City Area)

Vacant

$5K+ Liens

Bankruptcy

Out of State Owners

Non-Owner Occupied

Preforclosure

Failed MLS Listings

1,186

347

765

7,140

15,571

525

3,585

What Makes Do Hard Money Loans Different?

  • No minimum credit score
  • No experience required
  • Up to 100% financing
  • Interest rates beginning at 12%
  • Origination as low as 3.5%
  • Lend up to 75% ARV
  • Loans up to $350k
  • No prepayment penalties
  • No payments for 5 months
  • No minimum credit score
  • No experience required
  • Up to 100% financing
  • Interest rates beginning at 12%
  • Origination as low as 3.5%
  • Lend up to 75% ARV
  • Loans up to $350k
  • No prepayment penalties
  • No payments for 5 months

ABOUT DO HARD MONEY

Our CEO, Ryan G. Wright, began investing in real estate in 2001. Since then, he’s flipped hundreds of deals and been involved in every type of real estate transaction imaginable. With a currently active real estate investor leading us, you’re working with a company that understands the real challenges you face in getting funding and completing deals.

Hard money lenders typically have a background purely in finance. However, we provide experience and resources to teach you how to find deals, market them, negotiate the prices, and close on these properties before getting funding.

Fewer barriers for new investors

The lending system is broken. With most lenders you’ll need good credit and lots of money to flip houses. That is why most people who want to get started can’t do it.

That’s not how we work. We believe that everyone should have the opportunity to build financial security for themselves. While we lend to experienced investors, a large percentage of our borrowers come to us because we make flipping your first deal possible.

Deals we’ve funded in New Jersey

True 100% financing

You’ll get up to 100% financing for all of your rehab, loan and purchase costs. We’ll also teach you how to find the other funds necessary if you don’t qualify fully. It’s our goal to help you make a deal happen, regardless of your financial situation.

Flexible loan programs to match any borrower’s goals

We have 30 loan programs to choose from. No matter what your finances and goals are, we can match you with the best option. This includes loans with zero down, higher profit, or cheaper rates. You decide.

Industry-best risk mitigation

 

When you find a promising property, the first step is to use Advanced Deal Analysis software to determine if it’s worth pursuing. If so, your deal will go through rigorous two-step vetting process. If it still checks out, you’ll get funding, and then matched with a dedicated loan specialist and former general contractor who manages your project for the life of the loan.

Investor’s Edge

No surprises on loan values

We provide a personalized video for each property we evaluate. The video provides an overview of the comparables we found and shows you how these numbers led us to our valuation. This keeps you in the loop and away from any surprises with you loan.

Our borrowers’ average profit on a paid-off loan in 2020 was

$39,714

Now it’s your turn to change your life.

Don’t have a deal yet?

No worries. Our Find-Fund-Flip System is an all-in-one program designed to help you find & close the exact kinds of deals we’re looking to fund.