Hard Money Investors in Missouri

Reliable funding for single family homes in Missouri

Lowest Cash-to-Close

As Missouri’s premier hard money lender since 2005, we’re the best funding choice for your real estate investing needs. We pride ourselves on finding suitable financing packages that suit your specific needs, getting funds to you fast, and then helping you over your project—from start to sale.

No Credit or Experience

As a hard money lender, we’re less concerned with traditional qualifications like credit score and debt ratio. If you bring us a good deal that has potential for profit, we’ll do everything in our power to help you make it work—even if you’re brand new and don’t have $30k to spend.

We’re On Your Side

We believe that you deserve financial security. Our goal is that you feel like we have your best interest in mind with every interaction.

Hard Money Loans in Missouri

Hard Money Loans in Missouri

10 Most Popular Cities to Fix-and-Flip in Missouri

  • St. Louis
  • Kansas City
  • Independence
  • Springfield
  • Ferguson
  • Florissant
  • Grandview
  • Jefferson City
  • Overland
  • Columbia

Motivated Sellers in Popular Counties

Ever wondered what potential there is for finding investment deals in Missouri? We’ve compiled the data for you for the two most popular areas to invest in Missouri and provided heatmaps showing the estimated total property value, estimated value per square foot, and the 1-year price growth… these provide excellent insights into where to invest in the area.

All property counts below are single-family residential (SFR) that have been owned for at least 1 year with at least 30% equity and an estimated value of less than $500K as of 25 Aug 2021.

Saint Louis County (St. Louis Area)

Vacant

$5K+ Liens

Bankruptcy

Out of State Owners

Non-Owner Occupied

Preforclosure

Failed MLS Listings

5,816

510

2,377

8,229

38,461

66

3,539

Jackson (Kansas City Area)

Vacant

$5K+ Liens

Bankruptcy

Out of State Owners

Non-Owner Occupied

Preforclosure

Failed MLS Listings

4,125

481

1,194

12,493

26,124

29

2,368

What Makes Do Hard Money Loans Different?

  • No minimum credit score
  • No experience required
  • Up to 100% financing
  • Interest rates beginning at 12%
  • Origination as low as 3.5%
  • Lend up to 85% ARV
  • Loans up to $350k
  • No prepayment penalties
  • No payments for 5 months
  • No minimum credit score
  • No experience required
  • Up to 100% financing
  • Interest rates beginning at 12%
  • Origination as low as 3.5%
  • Lend up to 85% ARV
  • Loans up to $350k
  • No prepayment penalties
  • No payments for 5 months

ABOUT DO HARD MONEY

Our CEO, Ryan G. Wright, began investing in real estate in 2001. Since then, he’s flipped hundreds of deals and been involved in every type of real estate transaction imaginable. With a currently active real estate investor leading us, you’re working with a company that understands the real challenges you face in getting funding and completing deals.

Hard money lenders typically have a background purely in finance. However, we provide experience and resources to teach you how to find deals, market them, negotiate the prices, and close on these properties before getting funding.

Fewer barriers for new investors

The lending system is broken. With most lenders you’ll need good credit and lots of money to flip houses. That is why most people who want to get started can’t do it.

That’s not how we work. We believe that everyone should have the opportunity to build financial security for themselves. While we lend to experienced investors, a large percentage of our borrowers come to us because we make flipping your first deal possible.

Deals we’ve funded in Missouri

True 100% financing

We’ll lend up to 100% of the purchase price, rehab costs, and loan costs. If your specific deal doesn’t quite qualify for our 100% financing loan, we’ll teach you how to find the rest of the money.

Flexible loan programs to match any borrower’s goals

In a market where many lenders only offer two types of loans, we have more than thirty programs to meet your needs. First-time flipper might need lower up-front costs while others may want higher profits and are okay putting more money down. Let us know what you’re looking for and our team will find a solution that works for everyone.

Industry-best risk mitigation

 

Our Advanced Deal Analysis software lets you run a profitability analysis of your deal. We then examine your deal in a 2-step evaluation process. If we deem your deal to be viable, we will provide guidance through the rehab process with specialized support throughout. We’ve got everything in place to minimize your exposure to bad deals while maximize your profit.

Investor’s Edge

No surprises on loan values

We record a video for each deal, showing you the process of finding your property’s value. You’ll be given a full review of what’s happening with your loan, why or why not we approve funding, and give our recommendations about moving forward.

Our borrowers’ average profit on a paid-off loan in 2020 was

$39,714

You ready?

Don’t have a deal yet?

No worries. Our Find-Fund-Flip System is an all-in-one program designed to help you find & close the exact kinds of deals we’re looking to fund.