Hard Money Loans in Detroit
Reliable, Fast Funding For Single Family Homes in Detroit
Lowest Cash-To-Close: As the premier hard money lender in Detroit since 2005, we’re your go-to option for getting funds for your next real estate investment. We pride ourselves on working with our clients to determine loans that fit their needs, get cash into their account fast, and then help them navigate the renovations and sale of their property.
No Credit or Experience: As a hard money lender, we want to see good deals with profit potential. We’re less focused on traditional requirements such as credit score or debt-to-income ratio—if you bring us a great opportunity, we will do everything in our power to make it happen for you!
We're On Your Side: We firmly believe you deserve financial security. That's the goal we strive for in every interaction with you.
What Makes The Investor's Edge Loans Different?
- No Minimum Credit Score
- No Experience Required
- Up To 100% Financing
- Interest Rates Beginning at 12%
- Origination as Low as 3.5%
- Lend up to 75% ARV
- No Prepayment Penalties
- No Payments for 5 Months
Fewer Barriers For New Investors
The lending system is broken.
With most lenders you’ll need good credit and lots of money to flip houses.
That is why most people who want to get started can’t do it.
That’s not how we work.
We believe that everyone should have the opportunity to build financial security for themselves.
While we lend to experienced investors, a large percentage of our borrowers come to us because we make flipping your first deal possible.
True 100% Financing
We will lend you up to 100% of the purchase, rehab, and loan costs.
If you’ve got a profitable deal but it doesn’t quite qualify for 100% financing, we’ll work with you to figure out another source of funds.
Flexible Loan Programs To Match Any Borrower's Goals: Every borrower has different needs, which is why we don’t limit you to a one-size-fits-all loan option. With over 30 different loan programs, our account advisors will work with you to get a loan that fits your specific needs, circumstances, and goals.
Industry-Best Risk Mitigation: The process starts with our Advanced Deal Analysis software that will help you determine the viability of your deal. Your investment then undergoes a rigorous analysis to ensure it meets all requirements and is financially feasible. If everything looks good, we can move forward with funding your deal. You will then be assigned a loan advisor and project manager to help you all the way through the rehab and through the completed sale.
Why Choose The Investor's Edge?
At The Investor's Edge, we think everyone should have the chance to gain financial freedom.
That’s why we created the most comprehensive fix and flip system.
Our hard money lender services are complete with educational resources, on-demand training, and top-tier software that allows you to learn the basics and start selling fast.
We offer up to 100% financing with zero or low cash-to-close options, even if other lenders have rejected you in the past.
We’ve helped flippers in every situation, whether they want to buy, flip, and sell, or keep the property to rent with a BRRR deal.
We’re more than just a lender. With our resources by your side, you don’t need any experience in the industry to get started.
We assign project managers and loan advisors to each client to assist you in managing your finances and keeping you on track to meet your goals.
Our team wants you to have a successful flip every time and gain life-changing profits through our services.
Choose The Investor's Edge
Investors choose us because they see that we want to help you, no matter your situation, succeed at real estate investing. Many come because they are excited about our 100% financing program, but then stay for multiple deals because of our commitment to them.
Between our deal-finding software, low-barrier funding, and dedicated team members, you won’t find another lender who makes it easier to find and close profitable deals, period.