Hard Money Investors in Michigan

Reliable, fast funding for single family homes in Michigan

Lowest Cash-to-Close

We are the premier hard money lender in Michigan, providing you with all the funds for your next deal. We focus on finding loans that will fit your needs, getting you the cash as quickly as possible, and guiding you through the rehab and sale of your finished property.

No Credit or Experience

Hard money lending is a particular type of loan that focuses on deals with good profit potential, rather than on traditional qualifications such as debt-to-income ratios or credit scores. We’ll fund any good deal, even if you’re brand new and don’t have plenty of extra cash on hand.

We’re On Your Side

We know you deserve peace of mind, and our goal is to ensure that your experiences with us are the first step on the path to financial security.

Hard Money Loans in Michigan

Hard Money Loans in Michigan

10 Most Popular Cities to Fix-and-Flip in Michigan

  • Detroit
  • Jackson
  • Livonia
  • Southfield
  • Adrian
  • Lansing
  • Flint
  • Highland Park
  • Farmington Hills
  • Ecorse

Motivated Sellers in Popular Counties

Ever wondered what potential there is for finding investment deals in Michigan? We’ve compiled the data for you for the two most popular areas to invest in Michigan and provided heatmaps showing the estimated total property value, estimated value per square foot, and the 1-year price growth… these provide excellent insights into where to invest in the area.

All property counts below are single-family residential (SFR) that have been owned for at least 1 year with at least 30% equity and an estimated value of less than $500K as of 25 Aug 2021.

Wayne County (Detroit Area)

Vacant

$5K+ Liens

Bankruptcy

Out of State Owners

Non-Owner Occupied

Preforclosure

Failed MLS Listings

19,907

2,947

5,512

12,384

71,098

66

9,874

Jackson County (Jackson Area)

Vacant

$5K+ Liens

Bankruptcy

Out of State Owners

Non-Owner Occupied

Preforclosure

Failed MLS Listings

713

170

305

692

5,521

4

3,729

What Makes Do Hard Money Loans Different?

  • No minimum credit score
  • No experience required
  • Up to 100% financing
  • Interest rates beginning at 12%
  • Origination as low as 3.5%
  • Lend up to 85% ARV
  • Loans up to $350k
  • No prepayment penalties
  • No payments for 5 months
  • No minimum credit score
  • No experience required
  • Up to 100% financing
  • Interest rates beginning at 12%
  • Origination as low as 3.5%
  • Lend up to 85% ARV
  • Loans up to $350k
  • No prepayment penalties
  • No payments for 5 months

About Do Hard Money

Our CEO, Ryan G. Wright, began investing in real estate in 2001. Since then, he’s flipped hundreds of deals and been involved in every type of real estate transaction imaginable. With a currently active real estate investor leading us, you’re working with a company that understands the real challenges you face in getting funding and completing deals.

Hard money lenders typically have a background purely in finance. However, we provide experience and resources to teach you how to find deals, market them, negotiate the prices, and close on these properties before getting funding.

Fewer barriers for new investors

The lending system is broken. With most lenders you’ll need good credit and lots of money to flip houses. That is why most people who want to get started can’t do it.

That’s not how we work. We believe that everyone should have the opportunity to build financial security for themselves. While we lend to experienced investors, a large percentage of our borrowers come to us because we make flipping your first deal possible.

Deals we’ve funded in Michigan

True 100% financing

For your next real estate investment, we can help you by providing up to 100% financing of the purchase, loan, and rehab costs. We’ll even teach you how to find the rest of the money if your loan doesn’t quite cover all your deal costs.

Flexible loan programs to match any borrower’s goals

We have 30 loan programs designed to fit our borrowers’ needs. Different features including various profit levels, low cash-to-close rates, and cheaper interest rates. Tell us what your goals and needs are, and we’ll put together a plan that works for everyone.

Industry-best risk mitigation

 

Start with our Advanced Deal Analysis software to help you understand whether or not your deal is viable. If it looks good, we then run a rigorous two-step evaluation process that gives us confidence that your deal is profitable. You will then move ahead with a dedicated loan advisor and a project manager (all are former general contractors) to help manage your loan and the rehab project. We’re here to help.

Investor’s Edge

No surprises on loan values

We make a custom video for each deal brought to us, performed by one of our in-house evaluation team. You can see our process in pulling comps and how we determined your property’s value. Never wonder again how your lender came to a decision about your loan.

Our borrowers’ average profit on a paid-off loan in 2020 was

$39,714

You’re up next.

Don’t have a deal yet?

No worries. Our Find-Fund-Flip System is an all-in-one program designed to help you find & close the exact kinds of deals we’re looking to fund.