Hard Money Investors in Baltimore

Reliable, fast funding for single family homes in Baltimore

Lowest Cash-to-Close

We’re Baltimore’s premier hard money lender and have been for more than a decade. When you need cash for your next real estate investment, we’ll help find the perfect loan tailored to you, get you the funds fast, and work with you through the rehab and sale to make this deal a success.

No Credit or Experience

We are not as concerned about traditional qualification standards, such as credit score and debt-to-income ratio. If you bring us a good deal with profit potential, we will go out of our way to make that deal work for you, even potentially securing a loan with 100% financing.

We’re On Your Side

We believe that everyone deserves financial security. We strive to make sure every interaction you have with us gets you a little closer to that goal.

Hard Money Loans in Baltimore

Hard Money Loans in Baltimore

Popular Areas to Invest in Baltimore

  • Pending…

Motivated Sellers in Popular Counties

Ever wondered what potential there is for finding investment deals in Baltimore? We’ve compiled the data for you for the two most popular areas to invest in Baltimore and provided heatmaps showing the estimated total property value, estimated value per square foot, and the 1-year price growth… these provide excellent insights into where to invest in the area.

All property counts below are single-family residential (SFR) that have been owned for at least 1 year with at least 30% equity and an estimated value of less than $500K as of 25 Aug 2021.

Baltimore County (Baltimore Area)


$5K+ Liens


Out of State Owners

Non-Owner Occupied


Failed MLS Listings








What Makes Do Hard Money Loans Different?

  • No minimum credit score
  • No experience required
  • Up to 100% financing
  • Interest rates beginning at 12%
  • Origination as low as 3.5%
  • Lend up to 85% ARV
  • Loans up to $350k
  • No prepayment penalties
  • No payments for 5 months
  • No minimum credit score
  • No experience required
  • Up to 100% financing
  • Interest rates beginning at 12%
  • Origination as low as 3.5%
  • Lend up to 85% ARV
  • Loans up to $350k
  • No prepayment penalties
  • No payments for 5 months


Our CEO, Ryan G. Wright, began investing in real estate in 2001. Since then, he’s flipped hundreds of deals and been involved in every type of real estate transaction imaginable. With a currently active real estate investor leading us, you’re working with a company that understands the real challenges you face in getting funding and completing deals.

Hard money lenders typically have a background purely in finance. However, we provide experience and resources to teach you how to find deals, market them, negotiate the prices, and close on these properties before getting funding.

Fewer barriers for new investors

The lending system is broken. With most lenders you’ll need good credit and lots of money to flip houses. That is why most people who want to get started can’t do it.

That’s not how we work. We believe that everyone should have the opportunity to build financial security for themselves. While we lend to experienced investors, a large percentage of our borrowers come to us because we make flipping your first deal possible.

True 100% financing

For great deals, we’ll lend up to 100% of your purchase and rehab costs. And if you don’t have enough money for a down payment, we’ll teach you how to find it.. In other words, we want you to be able to do deals with zero out-of-pocket costs.

Flexible loan programs to match any borrower’s goals

We offer a variety of loans to fit our borrowers’ needs. It’s up to you—what are the goals for your next deal and why? Do you want the most profit or the lowest down payment? We have over 30 loan programs that we can match to your exact situation and needs.

Industry-best risk mitigation


You’ll start the process of getting funded by inputting your values into our Advanced Deal Analysis so you can understand the viability of your deal. Then we assess it through a rigorous two-step evaluation process to ensure everything looks good. At that point, you’ll move ahead with a dedicated loan advisor and former general contractor who will help manage your loan and the rehab process.

No surprises on loan values

With every deal, you receive a custom video detailing the comps we pulled and how we arrived at a final value for your property. You will never be left in the dark about what’s happening with your loan again.

Our borrowers’ average profit on a paid-off loan in 2020 was


Now it’s your turn to change your life.

Don’t have a deal yet?

No worries. Our Find-Fund-Flip System is an all-in-one program designed to help you find & close the exact kinds of deals we’re looking to fund.