Hard Money Loans in Baltimore
Reliable, Fast Funding For Single Family Homes in Baltimore
Lowest Cash-To-Close: We're Baltimore's premier hard money lender and have been for more than a decade. When you need cash for your next real estate investment, we’ll help find the perfect loan tailored to you, get you the funds fast, and work with you through the rehab and sale to make this deal a success.
No Credit or Experience: We are not as concerned about traditional qualification standards, such as credit score and debt-to-income ratio. If you bring us a good deal with profit potential, we will go out of our way to make that deal work for you, even potentially securing a loan with 100% financing.
We're On Your Side: We believe that everyone deserves financial security. We strive to make sure every interaction you have with us gets you a little closer to that goal.
Fewer Barriers For New Investors
The lending system is broken.
With most lenders you’ll need good credit and lots of money to flip houses.
That is why most people who want to get started can’t do it.
That’s not how we work.
We believe that everyone should have the opportunity to build financial security for themselves.
While we lend to experienced investors, a large percentage of our borrowers come to us because we make flipping your first deal possible.
True 100% Financing
For great deals, we’ll lend up to 100% of your purchase and rehab costs. And if you don’t have enough money for a down payment, we’ll teach you how to find it.. In other words, we want you to be able to do deals with zero out-of-pocket costs.
Flexible Loan Programs To Match Any Borrower's Goals - We offer a variety of loans to fit our borrowers’ needs. It’s up to you—what are the goals for your next deal and why? Do you want the most profit or the lowest down payment? We have over 30 loan programs that we can match to your exact situation and needs.
Industry-Best Risk Mitigation - You’ll start the process of getting funded by inputting your values into our Advanced Deal Analysis so you can understand the viability of your deal. Then we assess it through a rigorous two-step evaluation process to ensure everything looks good. At that point, you’ll move ahead with a dedicated loan advisor and former general contractor who will help manage your loan and the rehab process.
No Surprises on Loan Values
With every deal, you receive a custom video detailing the comps we pulled and how we arrived at a final value for your property.
You will never be left in the dark about what’s happening with your loan again.
Our borrowers’ average profit on a paid-off loan in 2021 was $47,884
Now it’s your turn to change your life.
Why Choose The Investor's Edge?
At The Investor's Edge, we want to invest in our clients.
When you bring us a good deal, we’re ready to fund it.
Even if this is your first time flipping homes, we’ll take a chance with you — no upfront costs or credit score requirements.
Many of our clients have been rejected by other lenders or have little to no money to put into a down payment, but we help them get their property and the information they need to make the flip of their dreams.
We do more than your average lender.
Along with helping you secure funding, we’ll give you access to our Find-Fund-Flip System.
This online software provides training in the basics of property flipping and incorporates our Investor’s Edge deal finding platform, which hosts millions of prime flipping properties around the country.
Every client we bring on also gets an assigned loan advisor and project manager to help them flip faster and make a better profit.
Choose The Investor's Edge
Investors choose us because they see that we want to help you, no matter your situation, succeed at real estate investing. Many come because they are excited about our 100% financing program, but then stay for multiple deals because of our commitment to them.
Between our deal-finding software, low-barrier funding, and dedicated team members, you won’t find another lender who makes it easier to find and close profitable deals, period.