Hard Money Investors in Maryland

Reliable, fast funding for single family homes in Maryland

Lowest Cash-to-Close

As one of the leading hard money lenders in Maryland, we’ve established a reputation as your go-to option for getting financing when you need it. We pride ourselves on finding loans that suit your needs and get the cash to you quickly.

No Credit or Experience

As a hard money lender, we’re less concerned with traditional loans such as credit score and debt-to-income ratio. If you give us a great deal with room for profit, we will do everything in our power to make it work for you – even if you’re new.

We’re On Your Side

We believe you deserve a shot at financial freedom. We’d like to be a part of making that happen.

Hard Money Loans in Maryland

Hard Money Loans in Maryland

10 Most Popular Cities to Fix-and-Flip in Maryland

  • Baltimore
  • Cumberland
  • Capitol Heights
  • Fort Washington
  • Hagerstown
  • Temple Hills
  • Upper Marlboro
  • Easton
  • Glen Burnie
  • Elkton

Motivated Sellers in Popular Counties

Ever wondered what potential there is for finding investment deals in Maryland? We’ve compiled the data for you for the two most popular areas to invest in Maryland and provided heatmaps showing the estimated total property value, estimated value per square foot, and the 1-year price growth… these provide excellent insights into where to invest in the area.

All property counts below are single-family residential (SFR) that have been owned for at least 1 year with at least 30% equity and an estimated value of less than $500K as of 25 Aug 2021.

Baltimore County (Baltimore Area)

Vacant

$5K+ Liens

Bankruptcy

Out of State Owners

Non-Owner Occupied

Preforclosure

Failed MLS Listings

  1,595

560

2,305

  2,933

20,928

165

  12,267

Allegany County (Cumberland Area)

Vacant

$5K+ Liens

Bankruptcy

Out of State Owners

Non-Owner Occupied

Preforclosure

Failed MLS Listings

  754

6

77

  694

  3,558

2

  1,336

What Makes Do Hard Money Loans Different?

  • No minimum credit score
  • No experience required
  • Up to 100% financing
  • Interest rates beginning at 12%
  • Origination as low as 3.5%
  • Lend up to 85% ARV
  • Loans up to $350k
  • No prepayment penalties
  • No payments for 5 months
  • No minimum credit score
  • No experience required
  • Up to 100% financing
  • Interest rates beginning at 12%
  • Origination as low as 3.5%
  • Lend up to 85% ARV
  • Loans up to $350k
  • No prepayment penalties
  • No payments for 5 months

ABOUT DO HARD MONEY

Our CEO, Ryan G. Wright, began investing in real estate in 2001. Since then, he’s flipped hundreds of deals and been involved in every type of real estate transaction imaginable. With a currently active real estate investor leading us, you’re working with a company that understands the real challenges you face in getting funding and completing deals.

Hard money lenders typically have a background purely in finance. However, we provide experience and resources to teach you how to find deals, market them, negotiate the prices, and close on these properties before getting funding.

Fewer barriers for new investors

The lending system is broken. With most lenders you’ll need good credit and lots of money to flip houses. That is why most people who want to get started can’t do it.

That’s not how we work. We believe that everyone should have the opportunity to build financial security for themselves. While we lend to experienced investors, a large percentage of our borrowers come to us because we make flipping your first deal possible.

Deals we’ve funded in Maryland

True 100% financing

We offer up to 100% financing of your purchase, rehab, and loan costs. If you need additional funds for a deal, we can teach you how to raise the rest.

Flexible loan programs to match any borrower’s goals

At Do Hard Money, we have 30 different loan programs to help you achieve your financial goals. Do you need a loan with the lowest cash-to-close requirement or one with the cheapest rates? Give us your current situation and desired outcome and our team will find a program to meet your needs.

Industry-best risk mitigation

 

Start with our Advanced Deal Analysis software to see if your deal is viable. Then we’ll put your deal through our two-step evaluation process. If we determine there’s profit to be had with an acceptable risk profile, you’ll get a dedicated loan advisor and project manager along with your funding.

Investor’s Edge

No surprises on loan values

We create a custom video for each deal that gets to our evaluation phase. You’ll see exactly what we’re looking at and how we get our values for your property. You’ll always be in-the-know while your deal is in our hands.

Our borrowers’ average profit on a paid-off loan in 2020 was

$39,714

You’re next.

Don’t have a deal yet?

No worries. Our Find-Fund-Flip System is an all-in-one program designed to help you find & close the exact kinds of deals we’re looking to fund.