Iowa’s Hard Money Lender

If you’re ready to get some work done, DoHardMoney is here to set you on your way to financial independence. We offer experienced and inexperienced house flippers loans, training materials, and industry-leading software to give anyone the opportunity of home improvement success and momentous profits to fund their next big project.

What Makes Do Hard Money Loans Different?

DoHardMoney is more than your ordinary lender. We work with anyone that brings us a great deal, no matter if you’ve been rejected by other lenders before. A majority of our members come with little to no cash-to-close and we don’t demand upfront costs or specific credit scores. We want to partner with anyone looking to transform their financial situation through real estate.

We offer every member access to our Find-Fund-Flip system, setting you up with the training and education you need to polish your flipping knowledge and make the maximum profit every time. Our online platforms presents millions of homes across the U.S. in prime locations like Iowa and your designated loan advisor and project manager will make sure you get the job done right.

  • No minimum credit score
  • No experience required
  • Up to 100% financing
  • Interest rates beginning at 12%
  • Origination as low as 3.5%
  • Lend up to 85% ARV
  • Loans up to $350k
  • No prepayment penalties
  • No payments for 5 months

real 100% financing

We will cover you up to 100% of the purchase, rehab, and loan costs. If you’ve got a fruitful deal but it doesn’t quite qualify for 100% financing, we’ll collaborate with you to figure out another source of funds.

Flexible loan programs to match any borrower’s goals

Every investor has different needs, which is why we don’t limit you to a one-size-fits-all loan program. With over 30 different loan options, our account advisors will work with you to get a loan that fits your specific requirements, circumstances, and goals.

Industry-best risk mitigation


The process starts with our Advanced Deal Analysis software that will help you identify the viability of your project. Your investment then goes through a rigorous analysis to certify it meets all requirements and is financially possible. If everything looks good, we can continue pushing forward with funding your deal. You will then be appointed a loan advisor and project manager to help you throughout the rehab and completed sale.

No surprises on loan values

We record a tailored video for each specific deal during the evaluation stage. You get insight on what exactly we’re looking at and how our decision-making process works in detail. If your loan gets rejected or you don’t get the full amount you’re looking for, you’ll have an explanation as to why that is.

Our borrowers’ average profit on a paid-off loan in 2020 was $39,714. We can do this for you, too.

Deals Iowa Hard Money Loans Are Used For

Hard money loans from DoHardMoney provide you with a number of investment strategy options, including:

Fix and Flip Loans

Fix and flip loans are the most common inquiry we receive in Iowa. Use this loan to find low-cost homes, fix them up, and resell them to make a serious profit with ease.

The BRRRR Method

The BRRR Method allows you to buy, rehab, rent, and refinance — and repeat. Rather than making a one-time profit, this strategy allows your rental to become a new stream of income, which you can use to support your lifestyle or invest in new properties.

Wholesale Real Estate

Similar to the process of a fix and flip, allows you to skip out on the dirty work. Instead, you assign the contract to another investor and the investor pays you for finding the property for them. This usually occurs when you can’t take on the deal yourself but still want credit for finding the deal.

lower barriers of entry 

The lending system is corrupt. With most lenders you’ll need good credit and money on deck to flip houses. That is why most people who want to fix and flip can’t get started.

We work differently. We believe that everyone should have the equal opportunity to pursue financial freedom. Although we lend to experienced investors, a large share of our clients come to us because we get them to flipping that first deal.

Ryan G Wright

About DoHardMoney

Ryan G. Wright, the founder and CEO of DoHardMoney began investing in real estate in 2001. Since then, he’s flipped hundreds of deals and been involved in every type of real estate transaction imaginable. With a currently active real estate investor leading us, you’re working with a company that understands the real challenges you face in getting funding and completing deals.

Hard money lenders generally have a background purely in finance. However, we provide experience and resources to teach you how to find deals, market them, negotiate the prices, and close on these properties before getting funding.

Apply for a Hard Money Loan Today

Whether this is your first time flipping houses or you’ve got years of experience, DoHardMoney is here to help. We’ll give you all the resources and guidance you need to turn your deal into a profitable affair. We guarantee we’ll fund every great deal that comes our way, regardless of your experience level or current financial condition. Submit your request for funding right away!