Hard Money Investors in Chicago

Reliable, fast funding for single family homes in Chicago

Lowest Cash-to-Close

As the premier hard money lender in Chicago since 2005, we’re your go-to option for getting funds for your next deal. We pride ourselves on working together to find loans that fit your needs, get the cash to you fast, and then help you through the rehab and sale of your finished project.

No Credit or Experience

As a hard money lender, we don’t have as many requirements for the borrower to qualify, which is beneficial for those just starting out. If you bring us a good deal with potential profit, we can make it work even without having significant capital reserves or creditworthiness.

We’re On Your Side

We care about your financial security. That will be the goal of every interaction you have with us.

Hard Money Loans in Chicago

Hard Money Loans in Chicago

10 Most Popular Cities to Fix-and-Flip in Chicago

  • Chicago
  • South Holland
  • Park Forest
  • Dolton
  • Hazel Crest
  • Calumet City
  • Chicago Heights
  • Markham
  • Maywood
  • Peoria

Motivated Sellers in Popular Counties

Ever wondered what potential there is for finding investment deals in Chicago? We’ve compiled the data for you for the two most popular areas to invest in Chicago and provided heatmaps showing the estimated total property value, estimated value per square foot, and the 1-year price growth… these provide excellent insights into where to invest in the area.

All property counts below are single-family residential (SFR) that have been owned for at least 1 year with at least 30% equity and an estimated value of less than $500K as of 25 Aug 2021.

Cook County (Chicago Area)


$5K+ Liens


Out of State Owners

Non-Owner Occupied


Failed MLS Listings








What Makes Do Hard Money Loans Different?

  • No minimum credit score
  • No experience required
  • Up to 100% financing
  • Interest rates beginning at 12%
  • Origination as low as 3.5%
  • Lend up to 85% ARV
  • Loans up to $350k
  • No prepayment penalties
  • No payments for 5 months
  • No minimum credit score
  • No experience required
  • Up to 100% financing
  • Interest rates beginning at 12%
  • Origination as low as 3.5%
  • Lend up to 85% ARV
  • Loans up to $350k
  • No prepayment penalties
  • No payments for 5 months


Our CEO, Ryan G. Wright, began investing in real estate in 2001. Since then, he’s flipped hundreds of deals and been involved in every type of real estate transaction imaginable. With a currently active real estate investor leading us, you’re working with a company that understands the real challenges you face in getting funding and completing deals.

Hard money lenders typically have a background purely in finance. However, we provide experience and resources to teach you how to find deals, market them, negotiate the prices, and close on these properties before getting funding.

Fewer barriers for new investors

The lending system is broken. With most lenders you’ll need good credit and lots of money to flip houses. That is why most people who want to get started can’t do it.

That’s not how we work. We believe that everyone should have the opportunity to build financial security for themselves. While we lend to experienced investors, a large percentage of our borrowers come to us because we make flipping your first deal possible.

True 100% financing

We’ll lend up to 100% of your purchase, rehab, and loan costs. If your loan won’t quite cover all your costs, we can teach you how to find more money to complete your deal.

Flexible loan programs to match any borrower’s goals

Many lenders have a couple of loan programs to fit their borrowers’ needs. We have 30. Are you looking for the most profit? Lowest cash-to-close? Cheapest loan costs? You tell us your current situation and your goals, and we’ll find a loan program to match.

Industry-best risk mitigation


Start with our Advanced Deal Analysis software to help you understand the viability of your deal. Then your deal undergoes a rigorous two-step evaluation process to give you and us maximum confidence. If all looks good, you’ll move ahead with a dedicated loan advisor and a former general contractor to help you manage your loan and the rehab process. We’re here the whole way.

Investor’s Edge

No surprises on loan values

We record a custom video for each deal brought to us. You’ll see exactly the comps we pull and how we arrive at the values for your property. You’ll never wonder what happened with your loan again.

Our borrowers’ average profit on a paid-off loan in 2020 was


Now it’s your turn to change your life.

Don’t have a deal yet?

No worries. Our Find-Fund-Flip System is an all-in-one program designed to help you find & close the exact kinds of deals we’re looking to fund.