Hard Money Investors in Georgia

Fast funding for single family homes in Georgia

Lowest Cash-to-Close

With experience dating back to 2005, we’re Georgia’s premier hard money lender. We provide fast loan approvals so you can take on your next deal more quickly and confidently.

No Credit or Experience

As a hard money lender, we are less concerned about things like credit score and debt-to-income ratio. If you bring us a good deal with profit potential, we will do everything in our power to make the deal work for you. We don’t care if you’re new or not.

We’re On Your Side

We believe that you deserve to be financially secure. That is our goal with every interaction we have with you.

Hard Money Loans in Georgia

Hard Money Loans in Georgia

10 Most Popular Cities to Fix-and-Flip in Georgia

  • Atlanta
  • Macon
  • Decatur
  • East Point
  • Columbus
  • Augusta
  • College Park
  • Stone Mountain
  • Savannah
  • Albany

Motivated Sellers in Popular Counties

Ever wondered what potential there is for finding investment deals in Georgia? We’ve compiled the data for you for the two most popular areas to invest in Georgia and provided heatmaps showing the estimated total property value, estimated value per square foot, and the 1-year price growth… these provide excellent insights into where to invest in the area.

All property counts below are single-family residential (SFR) that have been owned for at least 1 year with at least 30% equity and an estimated value of less than $500K as of 25 Aug 2021.

Fulton County (Atlanta Area)

Vacant

$5K+ Liens

Bankruptcy

Out of State Owners

Non-Owner Occupied

Preforclosure

Failed MLS Listings

3,054

4,220

2,085

8,800

31,993

75

3,230

Bibb County (Macon Area)

Vacant

$5K+ Liens

Bankruptcy

Out of State Owners

Non-Owner Occupied

Preforclosure

Failed MLS Listings

2,196

782

544

1,811

11,514

23

421

What Makes Do Hard Money Loans Different?

  • No minimum credit score
  • No experience required
  • Up to 100% financing
  • Interest rates beginning at 12%
  • Origination as low as 3.5%
  • Lend up to 75% ARV
  • Loans up to $350k
  • No prepayment penalties
  • No payments for 5 months
  • No minimum credit score
  • No experience required
  • Up to 100% financing
  • Interest rates beginning at 12%
  • Origination as low as 3.5%
  • Lend up to 75% ARV
  • Loans up to $350k
  • No prepayment penalties
  • No payments for 5 months

ABOUT DO HARD MONEY

As a company, we know firsthand that the real estate process is difficult. Our CEO, Ryan G. Wright, has been investing since 2001 and has flipped hundreds of deals. He also has experience in every type of real estate transaction imaginable. In other words, we understand the real challenges that you face with completing fix & flip deals.

Most hard money lenders have their background in finance. We’re experienced in finding, marketing, negotiating, closing deals, getting funding, and rehabbing—everything you’ll need to close deals over and over again.

Fewer barriers for new investors

The lending system is broken. Most lenders require decent credit, past successful flips, and $30k+ to make the deal happen. In other words, most people who want to get started find out quickly that the process won’t work for them.

We believe financial security should be available to everyone willing to work for it and not just those with money or connections. While we lend to many experienced investors, a large percentage of our borrowers come to us looking for their first loan. These first-time borrowers often turn into repeat fix & flippers who come back to us for funding over and over again.

Deals we’ve funded in Georgia

True 100% financing

We’ll lend up to 100% of your purchase, loan, and rehab costs for great deals. If we can’t lend the full amount you need, we’ll teach you other ways to complete your deal without using your own money.

Flexible loan programs to match any borrower’s goals

Many lenders have a couple of loan programs to fit their borrowers. We offer 30 options. Are you looking for the lowest interest rate? Maybe the best benefits-to-cost ratio or the most affordable one that requires the smallest down payment? You tell us what you need for your current situation and future goals, and we’ll find a program to match.

Industry-best risk mitigation

 

You’ll first input your deal into our Advanced Deal Analysis software to see if it has any viability. If it passes this process, then the next step is a rigorous two-step evaluation by ourselves and an independent source to give everyone maximum confidence. If everything looks good, you’ll move ahead with a dedicated loan advisor and a former general contractor to help you manage your loan and the rehab process. You are not alone.

Investor’s Edge

No surprises on loan values

With each deal we review, you can see the comps and values we pick for your property. You’ll never wonder what happened with your loan again.

Our borrowers’ average profit on a paid-off loan in 2020 was

$39,714

You’re next.

Don’t have a deal yet?

No worries. Our Find-Fund-Flip System is an all-in-one program designed to help you find & close the exact kinds of deals we’re looking to fund.