Fund your next flip for less than $5k

Our program resulted in average profit across all paid-off loans in 2020 of $39,714 per borrower.

Why Do Hard Money?

  • No minimum credit score
  • No experience required
  • Up to 100% financing
  • Interest rates beginning at 12%
  • Origination as low as 3.5%
  • Lend up to 75% ARV
  • Loans up to $350k
  • No prepayment penalties
  • No payments for 5 months
  • No minimum credit score
  • No experience required
  • Up to 100% financing
  • Interest rates beginning at 12%
  • Origination as low as 3.5%
  • Lend up to 75% ARV
  • Loans up to $350k
  • No prepayment penalties
  • No payments for 5 months

What is Hard Money?

Hard money loans are short-term, higher interest loans designed specifically for real estate investors—usually for fix & flip properties. While banks are usually looking at your credit score and debt-to-income ratio, we’re more focused on the profitability of the deal itself.

We look at the After Repair Value, or what we think the property will be able to sell for after you’ve fixed it up. Subtract the purchase price, rehab costs, and loan & closing costs, and that will give us a good idea if there’s profit to be made.

Even most hard money lenders want to see a decent credit score, past experience, and $30k+ in your bank account for a down payment. Not us—financial freedom shouldn’t only be available to those with big bank accounts or a rich uncle.

More Than a Lender

Our CEO, Ryan G. Wright, started out as a prolific real estate investor, not as a banker. With one of the most successful real estate investors in the country leading us, you can know that we’ll be uniquely aware of the challenges you face in flipping a property.

We’ll do a lot more than just lend you the money. We have software to find & evaluate deals. We have over 100 training videos. You’ll also get a dedicated loan advisor as well as a former general contractor to help you through the rehab. We don’t require prior flipping experience because we have the resources to get you through the finish line.

Deals we’ve funded

True 100% financing

 

While many hard money lenders require 10% (or more) down, we have no minimum requirement. If you bring us a great deal, you can close with $0 out-of-pocket costs. And if your loan doesn’t quite qualify for 100% financing, we have training modules to show you how to raise the rest of the money without accessing your bank account.

Flexible loan programs to match any borrower’s goals

Many lenders have rigid loan programs that don’t take into account your needs or goals.. We have 30 loan programs, giving us maximum flexibility. Are you looking for the most profit? Lowest cash-to-close? Cheapest loan costs? You tell us what you’re looking for and we’ll match you with the right program

No surprises on loan values

For every deal that gets to the evaluation phase, a member of our team will record a video as they walk through how they value property. You’ll see the comps they chase, how they evaluate the area, and how they ultimately come up with the value. Then they’ll give you their recommendation about whether you should continue pursuing the deal. You’ll never be left in the dark again about your loan.

Our borrowers’ average profit on a paid-off loan in 2020 was

$39,714

Now it’s your turn.

Don’t have a deal yet?

No worries. Our Find-Fund-Flip System is an all-in-one program designed to help you find & close the exact kinds of deals we’re looking to fund.