Hard Money Loan Programs

For Real Estate Investors

You’ve found your source for hard money loans for your real estate projects! You need a hard money lender that understands investing and we have a variety of solutions to meet your needs. In the real estate market, investors have needs which are different from the needs of home buyers. Before our founder and CEO Ryan Wright became a lender, he got his start in fix-and-flip investing. As a result, he was able to gain knowledge and experience in the investment side of real estate. His insight into the world of REI allows us to offer unique loan programs with you in mind.

Our loan programs are designed to make investing faster, easier and more profitable. Do Hard Money loans are packed with features which set us apart from any other hard money lender:

Property Under Contract? Apply For A Loan
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We offer hard money and private money loans for residential rehabs and property refinancing. We can help with rental properties too!

Fix and Flip Loans

  • Options for both new and experienced investors

  • Choose from low cash to close or lower rates

  • Loan Based on After Repair Value

Refinance Loans

  • Options for both new and experienced investors

  • Cash out or no cash out depending on needs

  • 50%-to 65% ARV depending on prperty

Rental Loans

  • Must currently own at least one property

  • 1-4 unit properties

  • Up to 80% LTV

Loan Terms

Multiple Deals
YES

Yes. We allow you to do 3 deals at a time, enabling you to stay busy and rake in even more profit at a faster pace.

Experience
NONE

Many other lenders either won’t lend to you or will jack up their prices unless you have prior experience, but we’re all making profitable real estate investing accessible to anyone.

Credit Score
NONE (No Judgements/Get Credit Partner)

None. A bad credit score will affect your points and interest, but because we lend on the property’s after repair value it won’t keep you from getting a loan

Interest Rate
7.99-15%+ (Annual)

Our interest rates of 7.99-15%+ annually fall pretty middle of the road. We are not the cheapest, nor the most expensive, but our 100% financing options allow you to leverage our money.

Purchase Price
75-100%

We will cover 75-100% of the purchase price.

Advance on Rehab Costs
50-100%

We will provide 50-100% advances on rehab costs.

After Repair Value
60-70%

We lend up to 70% of the ARV. We will fund everything but earnest money as long as it fits within 70% of the ARV.

Property Type
Single Family Residences, Duplex, Multi Family

We will lend on a variety of different properties including single family residences, duplexes and multi-family.

Refinancing
AVAILABLE

Yes. With traditional lenders limited to strict loan parameters, we focus on equity over borrower financials. This gives you the liquidity needed for your individual situation.

Fix and Flip
AVAILABLE

Fix and flip options are available.

Rental
AVAILABLE

Rental options are available.

Construction
AVAILABLE

Construction is available.

We have hard money loan programs and options for qualified properties in the following states:

Loan Application

Investor Testimonials:

* Enrollment in any educational system or purchase of any products does not guarantee funding or that 100% financing will be an available option for any property.  DHM does not guarantee that each or any particular deal funded will result in profit