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Hard Money Loans in Houston

Reliable, Fast Funding For Single Family Homes in Houston

Lowest Cash-To-Close: As the premier hard money lender in Houston since 2005, we pride ourselves on working together to find loans that fit your needs and getting you the cash quickly. And we’ll do more than just lend you the money—we’ll work with you through the rehab and eventual sale of your finished project.

No Credit or Experience: As a hard money lender, we focus on the profit potential of a deal rather than traditional qualifications such as credit score and debt-to-income ratio. This means that even if you don’t have $30k in savings to spend up front, we’ll do our best to still make your deal happen.

We're On Your Side: Our goal is for you to feel that we’ve helped make your financial situation more secure.

Reliable, Fast Funding For Single Family Homes in Houston

What Makes The Investor's Edge Loans Different?

No Minimum Credit Score
No Experience Required
Up To 100% Financing
Interest Rates Beginning at 12%
Origination As Low As 3.5%
Lend Up To 75% ARV (After Repair Value)
No Prepayment Penalties
No Payments For 5 Months

Fewer Barriers For New Investors

The lending system is broken.

With most lenders you’ll need good credit and lots of money to flip houses.

That is why most people who want to get started can’t do it.

That’s not how we work.

We believe that everyone should have the opportunity to build financial security for themselves.

While we lend to experienced investors, a large percentage of our borrowers come to us because we make flipping your first deal possible.

Fewer Barriers For New Investors

True 100% Financing

For good deals, we offer up to 100% of the purchase, rehab, and loan costs.

If your loan doesn’t quite cover all your expenses for the project, we will teach you how to find more money without using your own.

True 100% Financing

Flexible Loan Programs To Match Any Borrower's Goals

We have 30 loan programs for our borrowers’ different needs.

Whether you are looking to make the most profit, secure a low-cost loan or get the cheapest rates, we can create your best solution with one of these options.

Flexible Loan Programs To Match Any Borrower's Goals

Industry-Best Risk Mitigation

We have an Advanced Deal Analysis program to help you understand the profitability of your deal.

If everything looks great, it then goes through a rigorous two-step evaluation process to pinpoint the exact values for loan purposes.

If all looks good, you’ll get your funding, and then we’ll assign you a dedicated loan advisor and former general contractor to help you manage your loan and the rehab.

We’re here from beginning to end.

Industry-Best Risk Mitigation

Why Choose The Investor's Edge

Whether you’re a new house flipper or an experienced professional, you know that hard money loans are only one part of what you need to be successful.

If you’re looking for hard money lenders in Houston, The Investor's Edge can help.

With The Investor's Edge, you get a range of benefits like:

  • Training, software, and funding: A simple, one-time payment gives you access to every resource you might need for house flipping. 
  • The Investor’s Edge Deal Finding Software: This  software allows you to identify properties in your market.
  • Dedicated loan advisor and project manager: You’ll get help from experienced professionals who can help you plan your real estate goals.
  • Education and support: You can use our available training resources to become a pro at real estate.
The Investor's Edge Will Help You Reach Your House Flipping Goals in Pennsylvania

Choose The Investor's Edge

Investors choose us because they see that we want to help you, no matter your situation, succeed at real estate investing. Many come because they are excited about our 100% financing program, but then stay for multiple deals because of our commitment to them.

Between our deal-finding software, low-barrier funding, and dedicated team members, you won’t find another lender who makes it easier to find and close profitable deals, period.

Get Prequalified For 100% Financing Now

Fill out the application for a free pre-qualification consultation. We will discuss your financial goals, see if our 100% financing is a good fit to help your reach your goals, and then answer your questions.