Georgia Hard Money Loans For A Variety Of REI Deals

Georgia Property Under Contract?

Looking for a Georgia hard money loan so that you can invest there? We are the hard money lender in Atlanta and all of Georgia for your next real estate fix and flip or refinance property in the Peach State.

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Do You Know How To Start?

Our business was created specifically to help new and inexperienced real estate investors get their business off to a quick, profitable start. How to find properties and how to value them are two stumbling blocks we can help you over come. Our Find-Fund-Flip System will guide you!

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Is Finding Properties Your Challenge?

You really make your profit when you buy the property, right? Pay too much and it will set you up for failure. The types of deals that will be profitable are just not found on the MLS. You need to dig deeper. That doesn’t have to be hard though, becaus eour software will help you search by Georgia neighborhood and zip code to find the hidden gems!

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Do Hard Money will approve your asset-based loan completely by assessing the property not you as the borrower. A true hard money lender will base your loan approval on the investment property and the overall quality of the deal. Once we’ve evaluated the property, the LTV (loan to value) ratio of the deal will determine your loan amount. This loan amount, combined with our gap funding resources, can make it possible for you to get 100% Financing on your deal.

Georgia Hard Money Loan Terms

We are able to directly fund Georgia hard money loans, which means that this is one of the states where we have the most loan options available. Depending on your needs, experience and the type of deal you’re wanting to fund with us we can offer loans structured for investors with no experience, bad credit or little cash liquidity as well as a more traditional approach that will allow the borrower to obtain better interest rates, points and loan terms.

What Kind of Funding Is Available?

  • Up to 100% Financing Available
  • We fund up to 70% of the ARV
  • Minimum ARV of $70,000
  • No minimum loan amount
  • Maximum loan amount $250,000
  • Loan term 5 months

What Will It Cost?

  • Interest starting at 1.25% per month
  • Origination starting at 5.5%
  • No monthly payments
  • No and low cash to close options available
  • Gap financing allowed
  • No pre-payment penalty

Why Use DoHardMoney?

  • Full disclosure at time of loan offer
  • Proprietary foreclosure protection
  • No experience required
  • No minimum credit score required
  • Simultaneous deals allowed

I got great support. The staff is super and I’m proud to be your client.

Ayodele H, Marietta, GA

Georgia Real Estate Market Statistics (2015)

Home of the Blue Ridge Mountains and a beautiful Atlantic Ocean coast, Georgia has been ranked among the nation’s fastest-growing states, second only to Texas. Georgia is rich in gorgeous greenery, a lovely climate and an exciting terrain with new adventures for all. Also rich in music and cultural arts, Georgia has become a real estate hot spot with home values increasing 2% over the past year. According to, “the home appreciation rate for the Atlanta real estate market has gained an average of 45.8% or $52,200 in equity, compared to the national average of 22.6% or $39,833.” This means great news for those looking to purchase an excellent deal in Georgia. You should definitely act fast to take advantage of Georgia’s low property prices and phenomenal home appreciation rates.

Housing Units
Number of Flips
% Change in Flips

Purchase Price

National Average: $294,600
Georgia Metro Areas: $183,500

Gross Margin

National Average: $55,000
Georgia Metro Areas: $45,140

Number of Houses Flipped

National Average: 179,778
Georgia Metro Areas: 5,397

% Change in Houses Flipped

National Average: 0.2%
Georgia Metro Areas: -6%

* DHM does not guarantee that each or any particular deal funded will result in profit

About Hard Money Loans in Georgia

Just like saying “Coke” can also mean “Sprite” (if you’re from Georgia), the term “hard money loan” can also go by other names in the REI world. A lot of investors don’t know this, but “bridge loan” and “private money loan” are also names for hard money loans. The names are interchangeable, and they’re all the same kind of loan.

Hard money loans are often thought of as loans for bad credit because getting approved for a hard money loan doesn’t require a credit check. A true hard money lender, such as, will completely base your loan approval on the investment property and the overall quality of the deal.

Once we’ve evaluated your subject property, the LTV (loan to value) ratio of the deal will determine your loan amount. This loan amount, in combination with our gap funding resources, will make it possible for you get 100% financing on your deal.

When you’re in need of Georgia hard money loans, DoHardMoney is here for you.

Real Estate Investing in Georgia

A spot in the shade isn’t the only prime real estate in Georgia, and Georgia real estate investors know it. For several years, the super-healthy Georgia real estate market has had more great fix and flip properties than it has Waffle Houses and Chick-Fil-As, and that’s tons.

We offer direct, private money lending to the following Georgia cities and counties that have demonstrated a long history of high profits:

Acworth, Albany, Alpharetta, Americus, Appling, Armuchee, Athens, Athens-Clarke County, Atlanta, Auburn, Augusta, Augusta-Richmond County, Bainbridge, Barretts, Barrow County, Belvedere Park, Bill Arp, Boynton Ridge, Broad River, Brunswick, Buford Cairo, Calhoun, Candler-McAfe, Canton, Carroll County, Carrollton, Carters Lake, Cartersville, Catoosa Springs, Cedartown, Chestatee, Clarkston, College Park, Columbus, Conley, Conyers, Coopers, Cordele, Country, Covington, Crandall-Eton, Culloden-Bolingbroke, Dacula-Rocky Creek, Dalton, Decatur, Dock Junction, Doraville, Douglas, Douglas County, Douglasville, Druid Hills, Duluth, Dunwoody, East Dougherty, East Point, Eatonton, Effingham County, Evans, Everett, Fair Oaks, Fairview, Fayetteville, Forest Park, Fort Benning, Fort Benning South, Fort Gordon, Fort Oglethorpe, Fort Stewart, Fort Valley, Fulton County, Gainesville, Garden City, Gilmer County, Gracewood, Gray-Griswold, Gresham Park, Griffin, Grovetown, Habersham County, Hapeville, Hinesville, Huntsville, Irondale, Jackson County, Jasper County, Jesup, Juno, Kennesaw, Kingsland, La Fayette, Lathemtown, Lawrenceville, Lilburn, Lizella, Mableton, Macon, Marietta, Martinez, McDonough, Milledgeville, Monroe, Morgan County, Moultrie, Murrayville, Nelson-Tate-Marble Hill, Nevils-Stilson, Newnan, Norcross, North Atlanta, North Decatur, North Druid Hills, North Ogeechee, North Rockdale, North Whitfield, Northeast Cobb, Panthersville, Peachtree City, Perry, Philema, Pickens County, Pike County, Pooler, Pooler-Burroughs, Powder Springs, Redan, Richmond Hill, Riverdale, Rome, Rossville-Beverly Hills, Roswell, Rutland, Sandersville, Sandy Springs, Savannah, Scottdale, Silver City, Skidaway Island, Smyrna, South Rockdale, St. Marys, St. Simons, Statesboro, Stockbridge, Stone Mountain, Sugar Hill, Sugar Valley-Resaca, Suwanee, Swainsboro, Thalmann, Thomaston, Thomasville, Thomson, Three Sisters Mountains, Tifton, Toccoa, Tucker, Tybee Island-Wilmington, Union City, Valdosta, Valley, Vidalia, Vinings, Walton County, Waresboro, Warner Robins, Washington-Metasville, Waycross, West Dougherty, West Jackson, White-Pine Log, Wilmington Island, Winder, Woodstock, Yorkville, Zenith and many more.