BECOME A HARD MONEY LENDER.
Fund real estate deals for passive, low risk, double-digit returns.
WHAT IS HARD MONEY LENDING?
Real estate investors secure short-term, high-interest loans in order to flip properties. As opposed to traditional lending, hard money loans are based on the profitability of the deal, not on the borrower’s job and credit history.
At Do Hard Money, we find and train real estate investors, and then facilitate the funding of their deals from our pool of financial investors. These financial investors typically do little work aside from providing capital. We do the work of vetting the borrower and the deal. We then see the project through to completion.
WE BELIEVE HARD MONEY TO BE THE GREATEST WEALTH-BUILDING AVENUE IN EXISTENCE TODAY.
Over the past nine years, the cumulative return for our investors has been 18.3% APY (Annual Percentage Yield). This means that if you loaned $200,000 for 6 months, on average you would have seen a return of $18,300 on your investment. There’s no other way to invest your money with such continuously high returns, especially with little hands-on work.
As we’re currently expanding loan programs to include more real estate investors, we’re expecting the average returns for our financial investors to surge above 20%!
WE BELIEVE IN GREATER FREEDOM AND SECURITY.
We believe in the freedom from stock market ups & downs, to stop working 80 hours per week, and to know that your children’s children can live comfortably free from financial demands.
- Maybe you’re a working professional with a high salary and are tired of 6% returns.
- Maybe you’re nearing retirement and think your nest egg should have grown more by now.
- Maybe you’re tired of paying commissions to Wall Street salesmen to manage your money poorly.
- Maybe you’re ready to take back control of your financial future and get something done.
- Maybe you’re a seasoned real estate investor and now want to start lending money instead of borrowing money.
- Maybe you’re an experienced hard money lender and want someone else to find and manage deals for you.
WE’VE BEEN HELPING OUR FINANCIAL INVESTORS ACHIEVE GREATER RESULTS AND BETTER LIFESTYLES WITH PASSIVE, LOW-RISK INVESTING WITH RETURNS THAT WILL GROW YOUR NET WORTH AT AN UNBELIEVABLE RATE.
Who can fund deals?
You must be an accredited investor, which means you’ve earned $200k ($300k for joint income) each of the past two years, or you have a net worth of over $1 million excluding your primary residence.
Why do real estate investors pay such high interest rates for their deals?
Because they are short-term deals, high interest rates are expected because of the higher risk. A conventional bank charges low interest for long-term loans. Hard money lenders must charge higher interest or the return on a 6-month loan wouldn’t make financial sense. Our borrowers average $33,572 profit per paid-off loan, even with the high interest rate.
What happens if a borrower defaults?
In that rare situation, we’ll take back the property, finish the project, and then split the profit on the deal with you. Your money gets tied up a little longer than normal, but usually you’ll end up with double digit returns.
How do we vet the borrowers and the deals?
Our borrowers go through a two-step application and a two-step interview process. Before they submit deals, they must pass a 17-step value certification course. We then evaluate the deal, after which a local, third party expert visits the property and confirms the values we’ve established. Our borrowers are then each assigned a former general contractor to work with them through the rehab process.
DHM is in no way guaranteeing or promising any return whatsoever. The above numbers are given as a convenience. Actual terms are dependent upon the borrower and the actual loan provided. Past performance does not determine or dictate future performance.? Any capital used by investors should be risk capital.
This is not an offer to purchase or sell securities. Per Utah Division of Securities belief that under the Reeves test (494 U.S. 56 (1990) this would not be an offer to sell securities per Memo Dated October 7, 2008. That being said, every investor must carefully look at their financial situation and only invest funds that they are financially able to lose.? Ryan Wright, DoHardMoney.com Inc.: do hereby declare that we are NOT a Licensed United States Securities Dealer, Broker, or U.S. Investment Advisor. We further do hereby declare that we are NOT a Private Investor and Advisor. ?These documents are never to be considered a solicitation for any purpose in any form or content. ?Upon receipt of these documents you, as the Recipient, hereby acknowledges this warning and disclaimer. ?If acknowledgment is not accepted, Recipients must return the document copies, in their original receipted condition, to Sender via postal services immediately. Address: 8785 S Jordan Valley Way, West Jordan, UT 84088
Any Samples given are simply Samples. Samples do not represent or make any guarantees. They are provided for educational and conceptual purposes only and may or may not reflect the outcome of any loans. Any capital used in doing loans should be considered risk capital. By continuing to read this material I agree that I am an Accredited Investor as defined by The Internal Revenue Services.
**ACCREDITED INVESTOR QUALIFICATION
By submitting the form above applicant?represents and certifies that they are an?Accredited Investor based on the following initialed criteria set forth by the Securities Act of 1933, Rule 501 of Regulation D… at least one of the following must apply:
- Applicant is a bank, insurance company, registered investment company, business development company, or small business investment company;
- ?Applicant is an employee benefit plan, within the meaning of the Employee Retirement Income Security Act, if a bank insurance company, or registered investment advisor makes the investment decisions, or if the plan has total assets in excess of $5 million;
- Applicant is a charitable organization, corporation, or partnership with assets exceeding $5 million;
- Applicant is a director, executive officer, or general partner of the company selling the securities;
- Applicant is a business in which all the equity owners are accredited investors;
- Applicant is a natural person who has individual net worth, or joint net worth with the persons spouse, that exceeds $1 million at the time of the purchase (Excluding Primary Residence);
- Applicant is a natural person with income exceeding $200,000 in each of the two most recent years or joint income with a spouse exceeding $300,000 for those years and a reasonable expectation of the same income level in the current year;
- Applicant is a trust with assets in excess of $5 million, not formed to acquired the securities offered, whose purchases a sophisticated person makes.