Alabama Hard Money Loans For Real Estate

Alabama Property Already Under Contract?

Looking for an Alabama hard money loan so that you can get your investment going? We are the hard money lender for all qualified properties in Alabama for your next real estate fix and flip or refinance property in the Yellowhammer State.

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Need Help Getting Started?

We LOVE working with new investors…  Our Find-Fund-Flip System includes everything you need to become a pro investor… and we have the capital to fund your deal once you’ve found it- at up to 100% of the purchase, rehab and even loan costs!

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Hard Time Finding Properties?

Finding the deeply discounted properties necessary to do a profitable flip is not just a matter of jumping on the MLS or even calling an agent. This is often the hurdle that discourages many new investors, they don’t understand how to find and recognize the right kind of property. We have so many expert solutions, webinars and curriculum that gives you many strategies to try and see what works in your market and resources.

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We’ve helped investors flip homes throughout the US, and now we can offer hard money loans in Alabama. We can work with both experienced flippers and those new to fix and flips. Because we started as real estate investors we’ve created hard money loan programs specifically for real estate investors  –

You want to move quickly – so we can fund the purchase and rehab, up to 70% of the ARV. And we can close in as little as 15 business days! Give us a call about your next Alabama hard money loan.

* DHM does not guarantee that each or any particular deal funded will result in profit

Terms For Alabama Hard Money Loans

We provide direct funding on our Alabama hard money loans which means that this is one of the states where we have the most loan options available. Depending on your needs, experience and the type of deal you’re wanting to fund with us we can offer loans structured for investors with no experience, bad credit or little cash liquidity as well as a more traditional approach that will allow the borrower to obtain better interest rates, points and loan terms.

What Loan Options Are Possible ?

  • Up to 100% Financing on Fix & Flip Loans
  • We fund up to 70% of the ARV
  • Minimum ARV of $70,000
  • No minimum loan amount
  • Maximum loan amount $250,000
  • Loan term 5 months

What Will It Cost?

  • Interest starting at 1.25% per month
  • Origination starting at 5.5%
  • No monthly payments
  • No and low cash to close options available
  • Gap financing allowed
  • No pre-payment penalty

Why Use DoHardMoney?

  • Full disclosure at time of loan offer
  • Proprietary foreclosure protection
  • No experience required
  • No minimum credit score required
  • Simultaneous deals allowed

I am overwhelmed at the support I’ve received from Do Hard Money. I didn’t have any idea a lender like this existed. Not only did they greatly exceed my expectations on the line of credit I received and immediate access to proof of funds letters, but they are genuinely concerned with seeing me be successful. They gave so much useful information and left no stone unturned.

David M., Collinsville, AL

Alabama Real Estate Market Statistics (2015)

Alabama is the “Heart of Dixie,” a gem of the South. It is nicknamed the Yellowhammer State, after the state bird. Alabama enjoys a lengthy growing season and is known to be one of the most successful agricultural states. Another perk to living in this beautiful state is the diverse array of flora and fauna and gorgeous greenery. Recently, house flipping has soared in popularity, growing 27% over the past year. Alabama was listed as “one of the most improved housing markets” in the Freddie Mac Multi-Indicator Market Index. According to the Birmingham Business Journal, “Housing markets are on track for their best year in a decade, and that’s reflected in MiMi.”

Housing Units
Number of Flips
% Change in Flips

Purchase Price

National Average: $188,900
Alabama Metro Areas: $175,000

Gross Margin

National Average: $55,000
Alabama Metro Areas: $34,025

Number of Houses Flipped

National Average: 179,778
Alabama Metro Areas: 3,445

% Change in Houses Flipped

National Average: 0.2%
Alabama Metro Areas: 27%

Additional Opportunities

We fund deal directly in Alabama. We can fund your fix and flip rehab investment. We can refinance your property with ot wothout cash out for rehab. We can even fund your buy and hold deal. Give us a call today!

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