Hard Money Loans for Real Estate Investing Experts & Beginners

We have solutions to help you regardless of where you are in your investing

Can’t Find A Property?

Haven’t had much luck digging through the MLS? Don’t worry… you’re not alone. This is the first big hurdle to most investors, but we have expert solutions to help you rise above the competition and find properties the way the pros do… with high margins and low competition.

Just Getting Started?

Then you’ve come to the right place… We’ve helped thousands of beginners learn the ropes and avoid the most common pitfalls. Our tools and resources include everything you need to become a pro investor… including access to our capital.

Property Under Contract?

You’ve got a property and we’ve got the money… that’s what you’re looking for right? Well you’re in luck… you can apply for free in just minutes and get all the preliminary details like loan amount, cash-to-close, loan costs, and more. Then you can decide to move forward.

What is a “Hard Money” loan?  That’s a good question, but contrary to a popular myth it’s not because it’s “hard” to get. Traditional real estate loans like a personal mortgage are based the borrower’s personal ability to repay the loan. This is measured by things like personal earnings, debt to income ratio, and credit score. These are all intangible or “soft” assets. Hard money loans, on the other hand, are based on a “hard” asset or the value of the property, so we don’t ask for documentation of income or any of that messy stuff. We will do a soft pull on your credit and it may have an impact on rates, but it will never prevent you from getting a loan.

I’ve done deals with these guys and they are conservative with their estimates because if you aren’t you will surely lose money. I’ve done 4 rehabs, 2 with them and 2 with other lenders, and the two I did with them I actually made money, while the two I’ve done with other HMLs I lost money…they want to ensure that they’re not putting you or them in a bad position.

Casey Carroll, Bigger Pockets Member
Loan Inquiry

Fix and Flip Loans

  • Options for both new and experienced investors

  • Choose from low cash to close or lower rates

  • Loan Based on After Repair Value

Refinance Loans

  • Options for both new and experienced investors

  • Cash out or no cash out depending on needs

  • 50%-to 65% ARV depending on prperty

Rental Loans

  • Must currently own at least one property

  • 1-4 unit properties

  • Up to 80% LTV

Software is great and Easy To Use. Plug in the numbers and you know what you can do. …The Proof of funds letter is great, and I will be putting in as many as 50 offers a week in.

Eric Wenger, Real Estate Investor

Recently Funded Deals

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