What is a “hard money” loan? That’s a good question, but contrary to a popular myth it’s not because it’s “hard” to get. Traditional real estate loans like a personal mortgage are based on the borrower’s personal ability to repay the loan. This is measured by things like personal earnings, debt to income ratio, and credit score. These are all intangible or “soft” assets. Hard money loans, on the other hand, are based on a “hard” asset or the value of the property, so hard money lenders don’t usually ask for documentation of income or any of that messy stuff when we are funding a fix and flip investment. We will do a soft pull on your credit and it may have an impact on rates, but it will never prevent you from getting a loan. We have a variety of loan options – loans with no down payment, refinance loans, traditional investment property acquisition loans- we can fund your next investment. We want to be your hard money lender!
Looking for a hard money lender that has experience nationwide? Here are just a few of our recently funded deals so you can get a taste of what we’ve done.
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Why All New Investors Should Wholesale Before They Fix & Flip Most investors want to jump right into doing fix & flips. You can make more money with them, plus you get the [...]