Welcome To Do Hard Money

DoHardMoney.com is one of the nation's leading hard money lenders. Our sole purpose as a lender is to provide people the fastest and easiest access to private money and hard money loan options secured by real estate.

In fact, you can get funding in as little as 5 business days through one of our 35 available loan programs. We are an equity based lender who will give you a loan based on the merits of the property you want to buy - not your own personal merits.

What exactly does that mean to you? It means we will provide you hard money regardless of your credit, job history or income, as long as we can see upon evaluation of the property that you will make a profit doing a fix and flip.

Does your credit score matter? Yes, it can help you to get a better interest rate, but we don't use it to determine if you can qualify for a loan.

Do you need 100% financing so you can get started with no money out of pocket? We have developed a program that gives you access to additional financing options on top of hard money, that can make it possible for you to break into real estate investing with no money of your own. To get the details of this program, click here.

Since 2005 we've been fortunate enough to help our clients make well over $1,000,000 of pure profit and counting (see the sidebar for current total) from investing in real estate through our specially designed hard money loans. You could easily be our next success story, and we hope you are!

We've developed a simple four step process to get you the financing you need, you can click on the arrows below for more information:

Why Do You Need Hard Money Loans?

As a real estate investor, you need hard money loans that will provide flexibility and autonomy so that you can be in control of your finances and future. You also need to make a good profit, so we’ve tailored many of our loan products to meet these particular needs for you.

You have goals and dreams you want to accomplish. For some of you, it's gaining financial freedom that allows you to do what you want, when you want and with whom you want. For others, it's independence. Maybe you want security and peace of mind during troubled times. Or perhaps you just want to spend more time with your family.

No matter what your reasons, you see investing in real estate as a vehicle to achieve your goals and dreams. But there's something blocking your path to the better future you want: money. Hard money loans are the solution to this problem and we are here to help make it easy for you to get that solution so you can realize your goals.

The reason our loans work so well is that our company was founded by an actual real estate investor who has personally been involved in over 398 successful real estate transactions, not some Wall Street hot shot who's never been down on Main Street doing what you do every day.

Investing in real estate may not be the only reason you could need a hard money loan. You’ve been asking for additional loan options for refinances and commercial properties for quite some time. You’ll be happy to hear that we’ve recently expanded our business to accommodate your requests.

To get started on the process to the loan that best suits you, we put together these four simple steps to go through. You can click on each arrow for more information and to get going.

What Separates Hard Money Lenders?

Most hard money lenders come from banks and "traditional" lending institutions where they evaluate a property by what it currently is… not what it will be after a little TLC. These people don’t have a clue about what it means to find a property and improve it for a profit. We DO!

Plus, these places will usually sell their loans to Wall Street or banks. That means their hard money loan has to conform to guidelines that make it extremely difficult for you to be successful. Not to mention that once the loan is sold, you are stuck with the servicing of your loan by whoever bought it.

DoHardMoney.com is a hard money lender that will provide you with loans designed for you to make a profit and are always backed by private money investors who want you to succeed. All of our loans are serviced directly by people who have an intimate knowledge of investing in real estate as a profession.

This four step process below will make it easy for you to get the financing you need for your deals. Just click each arrow for additional information and access to the resources we have for you.

Pitfalls To Avoid With Hard Money Lending Institutions

There's really two different kinds of hard money lending companies. The first are direct hard money lenders who will underwrite, fund and service your loan. The second are brokers who just shop your loan out to a direct lender.

You have to be careful when dealing with companies that only broker hard money loans. Many of them are simply fee collectors that will require you to put up anywhere from a few hundred dollars to a few thousand dollars before they will give you a hard money lending decision. These types of places may or may not have the intention of funding your application, but if they don't, they will keep your money!

DoHardMoney.com is a direct hard money lender that can fund in 13 states. However, we have strategic partnerships with other direct hard money lenders so that we can fund deals in states that are not our primary lending states. That way you get the best of both worlds because if you have a good deal, we will get you funding!

What Are Hard Money Investors?

The hard money for funding your real estate investment deals has to come from somewhere. Hard money investors are people who believe in real estate and understand how important it is to driving our economy and building long term sustainable wealth.

These people put up their own capital to fund real estate investment deals. Now they don't do this simply out of the kindness of their heart, they are looking to make a profit off the interest they charge on the loan. However, it's a win/win scenario because you make money on buying and selling a property, they make money on the interest from your hard money loan.

What's The Difference Between Private And Hard Money Lenders?

These terms are often interchanged and it's really done incorrectly. What separates these two terms is the source through which you are obtaining financing. If you are using private money lenders, it means you have direct access to an investor who will put up the capital to fund your deals. Usually it's someone that you know such as a relative or friend. But even if it's not, you have to find this person and convince them you and the property you want to buy are worth investing in!

That's not the easiest thing to do for most people...

Hard money lenders are essentially a conduit between private investors who want to fund real estate investment deals and people who need financing, but don't have direct access to a private investor.

At DoHardMoney.com we have relationships with 288 private investors who want to fund your fix and flip projects. We've taken all the work out of finding these people for you, that's why it's so easy to get a hard money loan through us!