Ryan G Wright - Hard Money Lender

Virginia Hard Money Loans

-Private Hard Money on Demand


We've designed our Virginia hard money loans to fit the needs of Virginia real estate investors.

We serve the entire state of Virginia. So whether you’re from the east or west, or whether you cheer for the Hoos or the Hokies, we’re here for you.

As a true hard money lender, our hard money loans are asset-based loans. That means that we investigate the subject property to approve your loan, not you the borrower. Bad credit is OK with us.

If you have an investment property in the Appalachian Plateau or the Coastal Plains -- or anywhere in between -- you can benefit from our state-specific loan terms for Virginia.

For a no obligation discussion about your loan:

  • Call us at 1-800-284-0076, or
  • Fill out the Contact Form Below



Contact us for a no obligation discussion of your loan needs.

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Loan Terms for

Loan Amounts

  • $25,000 - $25,000,000


  • 13.5% - 18%


  • 65% after repair value (ARV)

100% Gap Financing

  • available if needed

Credit Condition

  • any

Virginia Real Estate Market
Statistics (2012)

Highest Selling County Richmond
# of Single Family Flips 838
Average Purchase Price $134,915
Gross Profit Percent 48%
National Average 9%
Comparison to National Average +39%
Average Gross Profit per Flip $34,211
Preferred Lending State Yes

  * Statistics courtesy of RealtyTrac and DoHardMoney.com

  • Casey Carroll- Net Profit $71,000

About Hard Money Loans in Virginia

Hard money loans are also called private money loans or bridge loans. All three terms refer to the same type of loan. The money from Virginia hard money loans comes from private investors (hence the “private money” term).

For real estate investment properties in Virginia, we will lend up to 65% of the after repair value (ARV) of the subject property. This percentage represents what is called the loan to value ratio. We also have gap financing options for Virginia if you need 100% financing on your deal.

Basing loan amounts on the after repair value of an investment property is just one of the things that makes hard money lenders different from traditional lenders who will only lend on the “as is” value of a property. As you can image, getting loans only on the as-is value of a property would make certain types of investing difficult or impossible, such as with flipping houses.

In addition to lending on the ARV of the property, we will not check your credit score or other financials to approve your loan. This makes your loan approval much faster and simpler than with a traditional lender.

DoHardMoney accepts hard money loan applications for residential loans and home refinance loans. The majority of our loans tend to be rehab loans for real estate investors.

Real Estate Investing in Virginia

For the last several years, Virginia has had more real estate investment hot spots than it has sites of Civil War battles (and that’s really saying something). It continues to be one of the best places for real estate investing in the country. 

We are ready to offer Virginia hard money loans for real estate investment deals in the following high profit Virginia cities and counties:

Alexandria, Annandale, Arlington, Bailey's Crossroads, Blacksburg, Bon Air, Botetourt County, Bristol, Bull Run, Burke, Cave Spring, Centreville, Chantilly, Charlottesville, Chesapeake, Chester, Chesterfield Country, Christiansburg, Colonial Heights, Covington, Culpeper, Dale City, Danville, East Highland Park, Fairfax, Falls Church, Fort Hunt, Franconia, Franklin, Fredericksburg, Frederick Country, Front Royal, Glen Allen, Gloucester Point, Great Falls, Groveton, Hampton, Hampton County, Harrisonburg, Herndon, Highland Springs, Hollins, Hopewell, Huntington, Hybla Valley, Idylwood, Jamestown district, Jefferson, Lake Barcroft, Lake Ridge, Lakeside, Laurel, Leesburg, Lexington, Lincolnia, Lorton, Lynchburg, Madison Heights, Manassas, Martinsville, McLean, Mechanicsville, Merrifield, Montclair, Montrose, Mount Vernon, Newington, Newport News, Norfolk, North Springfield, Oakton, Orange County, Petersburg, Pimmit Hills, Poquoson, Portsmouth, Prince William Country, Pulaski, Quantico Station, Radford, Reston, Richmond, Roanoke, Rose Hill, Salem, Seven Corners, South Franklin County, Springfield, Spotsylvania County, Staunton, Stuarts Draft, Suffolk, Timberlake, Tuckahoe, Tysons Corner, Vienna, Vinton, Virginia Beach, Virginia Beach County, Warrenton, Waynesboro, West Gate, West Springfield, Williamsburg, Winchester, Wolf Trap, Woodbridge, Wyndham, Wytheville, Yorkshire, and many more.

What a list! Not many states in the nation compare to Virginia when it comes to opportunities to flip houses. Virginia may be called “The Birthplace of the Nation”, but if you choose to invest there, you’ll be calling it “The Birthplace of Your REI Success.”

Get approved for your Virginia hard money loan today. Apply online or call us at 1-800-284-0076. To your success!