RESIDENTIAL REHAB LOAN PROGRAM
(Single Family Residences, Condos, Townhomes, Row homes, Duplexes, 3-plexes, and 4-plexes)
States we lend in:AL, AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, KY, LA, MA, MD, ME, MI, MO, MS, NC, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI
Loan to Value: up to 70% of After Repair Value
Interest rates: from 12.5% APR to 18% APR (rates based on several variables)
Loan Fees: 5-7% of loan amount or a flat fee
PLEASE Note: Borrowers are required to pay loan fees at closing
Low or No Credit: loans are given primarily based on the property, not the borrower's credit
Loan Term: 30 days to 2 year terms available
Min/Max Loan Amounts: $10K to $850K
Quick turnaround times: From application to funding, the typical timeline is two weeks or less
RESIDENTIAL PURCHASES, REFINANCES, AND CASH OUT REFINANCES
(Single Family Residences, Condos, Townhomes, Row homes, Duplexes, 3-plexes, and 4-plexes)
States we lend in: AZ, CA, CO, CT, GA, ID, IL (Chicago Only), NC, NJ, NV, NY, OR, TX, UT, VA, WA
Loan to Value: up to 80% of Purchase Price or 75% of value for refinances
Interest rates: from 9.99% APR to 13% APR (rates based on variety of variables)
Loan Fees: 3-5% of loan amount
PLEASE Note: Borrowers are required to pay loan fees at closing
Low or No Credit: loans are given primarily based on the property, not the borrower's credit
Loan Term: 30 days to 2 year terms available
Min/Max Loan Amounts: $10K to $2 MM
Quick turnaround times: From application to funding, the typical timeline is two weeks or less
Commercial Loan Programs:
(Multi-Family 5+ units, Industrial, Office, Retail, Mixed-Use, Self-Storage)
States we lend in: AZ, CA, CO, CT, HI, ID, NJ, NV, NY, OR, UT, WA
Loan to Value: up to 65% of purchase price (70% in some cases). Up to 75% of
value for refinances.
Interest rates: from 8% APR to 12% APR (rates based on variety of variables)
Loan Fees: 3-5% of loan amount
PLEASE Note: Borrowers are required to pay loan fees at closing
Low or No Credit: loans are given primarily based on property value not the borrower's credit
Loan Term: 30 days to 5 year terms available
Min/Max Loan Amounts: $10K to $4 MM
Quick turnaround times: From application to funding, the typical timeline is two weeks or less







