Closing Checklist

 

  • Copy of fully executed purchase contract. If it is a short sale or bank owned property it must have bank approval of the sale.
  • Preliminary Title Report from the title company and/or closing attorney. Mortgagee Clause - DoHardMoney.com Its Successors and/or Assigns (This will be provided by you and in some cases we will provide through the title company of our choice).
  • Closing Protection Letter from the title company.  Mortgagee Clause - DoHardMoney.com - 1078 East 3300 South - Salt Lake City, UT 84106 (no loan number required)
  • Wire instructions for funding.  This is provided by the title company or closing attorney
  • Evidence of Insurance on the property with vacant dwelling coverage for a minimum of 6 months (include agents name, address, phone number and email address)  You will need to contact an independent  insurance agent to obtain as most homeowner insurance companies do not offer this type of insurance.
  • If the loan is being closed in a company name then provide copies of the organization papers.  Please be aware that all signers for the company will be required to sign as Personal Guarantors on the loan documents.

It is preferred that the above items be forwarded to our office via email (keith@dohardmoney.com) within 48-72 hours after application in order to avoid any delays in getting the loan closed.

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