Urgent Action Needed by Today!
I hate to stop our Olympics of Real Estate investing post, but there is need for action to be taken today!
The Government is trying to stop seller finance of any kind unless the property is owner occupied or if the person is a licensed loan officer. I think you can see how this will effect you as a real estate investor.
Let your voice be heard. This has to be done today if you want to help stop this action from being taken. Go to
http://www.regulations.gov/search/Regs/home.html#documentDetail?R=0900006480a6b033
Click on the Submit comment that is below; right above the new proposed HUD Rule. Then you can submit a comment. Some things to consider would be:
- Bank loans are not available on some types of properties
- The tight lending climate has made bank financing “out of reach” for many
- Seller financing is an “age old” tradition based on private property rights
- These rules would prohibit even partial seller financing – i.e. a “seller second”
- According to HUD’s “Residential Finance Survey” in 2001, roughly 40% of all non-farm residential properties in the U.S. are owned free and clear
- An estimated 6 million Americans own a property other than their own primary residence
- An estimated 4.5% of Americans own three or more properties, many purchased solely as investment properties
- 40% of non-owner occupied residences are mobile homes which are more difficult to sell with bank financing
- Approximately 5% of homes in US are for sale or for lease…seller financing may be key to liquidating this inventory
As you know this would have a serious impact on real estate investors. Please Log on today and stop this ridiculous action.
Tomorrow I will be back the Olympic of Real Estate Investing.
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