From the time you give us the complete online application it takes 2-4 days to get the evaluations complete. During that time we need you to get us all the required information to complete the loan. Once we have the evaluations back we can close 48 hours after that. Typically the hold up is with the title company waiting for the title report to be completed, closing protection letter, wire instructions and evidence of hazard insurance. In some cases we are also held up waiting for the borrower to get the require documents in to complete the loan. We only have control over 1. The evaluations. They take between 2-4 Days and 2. Approval and Docs. We can get that done in 48 hours. Everything else is up to you as the borrower and the title company and hazard insurance agent. We can move very, very fast.

To view a timeline of the process please click HERE.

We need the following from you as the borrower once a full application has been submitted:

• You will get an email from Echo Sign for your digital signature on the application forms. You need to approve this email so that the application is send to DoHardMoney.com.
• Title Report for the property – Mortgagee – DoHardMoney.com Its Successors and/or Assigns
• Closing Protection Letter from Title Company – Mortgagee – DoHardMoney.com – 1078 East 3300 South – Salt Lake City, UT 84106
• Contact information for the closing attorney or escrow officer Including Name, Email, Phone Number
• Purchase Contract
• Hazard Insurance that states the property is covered being a vacant dwelling. It is very important that the property can be covered as a vacant dwelling. If you have not gotten a policy like this before please take some time to research to ensure you have found a true vacant dwelling policy. With the contact name of your insurance agent. Mortgagee Clause – DoHardMoney.com – 1078 East 3300 South – Salt Lake City, UT 84106

From the time you give us the complete online application it takes 2-4 days to get the evaluations complete. During that time we need you to get us all the required information to complete the loan. Once we have the evaluations back we can close 48 hours after that. Typically the hold up is with the title company waiting for the title report to be completed, closing protection letter, wire instructions and evidence of hazard insurance. In some cases we are also held up waiting for the borrower to get the require documents in to complete the loan. We only have control over 1. The evaluations. They take between 2-4 Days and 2. Approval and Docs. We can get that done in 48 hours. Everything else is up to you as the borrower and the title company and hazard insurance agent. We can move very, very fast.

To view a timeline of the process please click HERE.

It really depends on the State. On average we see title taken anywhere from 48 hours to 5 business days.

From the time of the complete online application to finish if everyone involved such as title, insurance agent, evaluators are able to gain access to the properties etc, start to finish, the typical time frame process is 5-7 business days.

To view a timeline of the process please click HERE.

From the time of the complete online application to finish if everyone involved such as title, insurance agent, evaluators are able to gain access to the properties etc, start to finish, the typical time frame process is 5-7 business days.

To view a timeline of the process please click HERE.

• Application
• Title Report for the property – Mortgagee – DoHardMoney.com Its Successor and/or Assigns
• Closing Protection Letter from Title Company – Mortgagee – DoHardMoney.com – 1078 East 3300 South – Salt Lake City, UT 84106
• Contact information for the closing attorney or escrow officer Including Name, Email, Phone Number
• Purchase Contract
• Hazard Insurance that states the property is covered being a vacant dwelling. It is very important that the property can be covered as a vacant dwelling. If you have not gotten a policy like this before please take some time to research to ensure you have found a true vacant dwelling policy. With contact name of for your insurance agent. – Mortgagee Clause – DoHardMoney.com Its Successor and/or Assigns – 1078 East 3300 South – Salt Lake City, UT 84106

You can request a closing protection letter from your title company. A closing protection letter comes from the title company’s underwriter or where they purchase the insurance from. It comes from the underwriter and it tells us, as the lender, that the underwriter is backing the title company or closing attorney as well as they will protect us as the lender. This is in addition to a title commitment or a preliminary title report.

We have been in business for over 6 years and have not only survived the worst real estate crisis in the history of our country but we never stopped lending during the worst real estate market of all time. Most of our investors were profitable during this trying time and at a minimum they where able to break even. We want our investors to MAKE money and we want to lend on deals where we know that will happen.

We are AAA rated with Better Business Bureau and have strived to maintain that standard every year. You can view that link on our website or at the following:

https://www.bbb.org/online/consumer/cks.aspx?id=109032514553127

We have been in business for over 6 years and have established a great reputation with our clients.

The most important thing for you as a borrower is

• To know that we have the capability of funding
• To know that we fund transactions on a regular basis
• That we can work through any problems that may arise

We were lending during the worst real estate financial crisis of all time. We are one of the very few lenders that were successful during this time.

We are known for providing 100% financing to purchase a property. We also do not require any monthly payments for the initial term of the loan. We don’t care about credit scores of the borrower as well. We don’t require tax returns, financial statement or verification of assets. Our application process is very simple and fast to complete. We can also fund in 48 hours from the time we receive a complete packet. Our company was designed by Real estate investors for Real estate investors knowing the needs that real estate investors have. We are really the last of the true hard money lenders, lending solely on the value of the property rather than the strength of the borrower.

We do not do any second mortgages.

NO. We will not do a second loan. However we would consider paying off your existing first but we would want a very good reason why you would want to do that.

We DO NOT do second mortgages. However, if you can find someone that would be willing to provide you financing as second position behind our primary loan; you are welcome to use them. However, we do not do second loans and we do not loan money for rehab or down payments costs.

Unfortunately we can not fund properties being purchased at a trustee’s sale as the time frame to fund these is very short. We use a nationwide 3rd party company to do the evaluations and the turn around time on these evaluations is 3-4 days. If you can get the cash to close on them at the sale then we would consider doing a refinance so you could get some or all of your cash back out. That is the only option we have to offer. Good luck.